This collection of the top 2015 credit crunch trends demonstrates the control that many consumers are taking over their personal finances with the help of technology.
While money-managing apps are nothing new, 2015 did see many unique innovations within this realm emerge on the market. Social banking apps, asset management platforms and even health food budgeting tools are enabling consumers to keep better track of their money in all areas of their life.
2015 also saw the emergence of co-sharing living and working spaces. Entrepreneurs and freelancers who need office space but can't afford to finance their own office are able to join organizations that offer working and meeting space for a monthly subscription.
Trend Hunter's 2016 Trend Report offers most examples of the top 2015 credit crunch trends as well as additional research on this topic.
Top 50 Credit Crunch Trends of 2015

50
Urban Co-Living Spaces
The 'Common' Start-Up Opens Its First Communal Home in High-Priced NYC

49
Frugal Financial Guides
This Infographic Lists a Variety of Ways You Can Stop Wasting Money
48
Modular Micro Condos
These Micro Apartments are Part of NYC's Effort to Create Affordable Housing
47
Aspiring Polyglot Apps
This Language Learning App Gamifies the Process of Picking Up Other Tongues
46
Faux Luxury Furnishings
Fancy Flat-Packed Side Tables Imitate Marble and Wood on Paper Surfaces
45
Fast Casual Burger Joints
Silver Lake's Hache is a Must-Try in the Pursuit of the Best Burger
44
Inventive H2O Transportation
The TransWater Project Helps Communities Construct Efficient Carriers
43
Wearable Payment Bands
An Alibaba and Xiaomi Partnership Challenges Conventional Retail Payments
42
Household Advisor Apps
The Fountain App's Experts Assist Homeowners with DIY Projects
41
Swipe-Authentication Systems
Capital One Eliminates Security Questions with a New Mobile Sign-in
40
Cost-Free Travelling Guides
This Infographic Lists Seven Methods That Let You Travel for Free
39
Mobile Banking Ventures
ZenBenx is an Innovative New Service Perfect for Roaming Millennials
38
Debt-Reminding Christmas Ads
This Interac Debit Ad Reminds Shoppers of Credit Card Debt
37
Budget Health Food Tips
CashNetUSA's Infographic on Cheap Healthy Eating Helps You Save Money
36
Bank Branch Pop-Ups
Tangerine's Convenient Bank Branch Pop-Up Wins Over New Customers
35
Money Management Infographics
This Personal Finances Chart Shows Signs You Are Managing Money Well
34
Cashback Shopping Platforms
Shopback Trades Purchases Made Through Its Site for Money
33
Deal-Finding Virtual Assistants
Scout is a Virtual Concierge That Helps Users Save While Shopping
32
Cost-Cutting Retail Apps
Fashalot Offers Retail Discounts When a Shopper Checks in to the Store
31
Easy Budgeting Apps
The Goalkeeper Money-Saving App Helps You Achieve Financial Objectives
30
Convenient Fashion Collections
A Jean Paul Gaultier Fashion Collection Will Be Sold at 7-Eleven
29
Comprehensive Couples' Cookbooks
'One Pan, Two Plates' Contains Inspiration for Cooking for Two
28
Budget-Concious Recipe Books
This Cookbook Outlines How to Eat Well on a Food Stamp Budget
27
Fraud-Preventing Platforms
Startup Smyte is Helping Small Businesses with Online Fraud Protection
26
Contactless Payment Cards
The Reloadable Sweep Card Makes Effortless Touch-Free Payments
25
Educational Digital Kiddie Banks
Bankaroo is an Education-Focused Virtual Bank for Kids
24
Regenerative Eco Currency
BitSeed Proposes the Use of Virtual Money to Plant 1 Billion Trees
23
Kids Financial Literacy Games
'Learning Money with Leo' by RBC Aims to Educate Kids on Money
22
Artificially Intelligent Financial Advisors
This Program Helps Users Devise a Financial Strategy
21
3D-Printed Cryptocurrency
P-YOM Software Lets Bitcoin Consumers Create Their Own Print Money
20
E-Payment Platforms
cVita's LiveSite Online Payment System Caters to Small Business Owners
19
Social Banking Apps
Barclay's Pingit App Lets Users Send Money Via Twitter
18
Canine Origami Campaigns
Beagle Street's Release the Pounds Treats Londoners to Folded £10 Notes
17
Debt-Diminishing Games
Givling Helps Pay Off Student Loans with Rounds of Trivia
16
City Budgeting Apps
The 'Balancing Act' App Lets Constituents Help Balance Their City’s Finances
15
Customized Finance Apps
This App Provides Users with Updates About Their Finances in Real Time
14
Combination Metro Cards
Mumbai Metro's Multipurpose Card Covers Transportation and Payments
13
Income-Balancing Apps
The 'Even' App is Designed for Users Who Have an Irregular Income
12
Gamified Retirement Races
This Campaign Encourages People to Start Saving for Retirement Early On
11
Flight Advisor Apps
Hopper Analyses Flight Prices and Tells You the Best Time to Book
10
Cashless Banking Apps
Australia Commonwealth's CommBank is Optimized for the Apple Watch
9
Shopping Shootout Contests
Visa Has NHL Stars Participate in a Bizarre Hockey Competition
8
Theatrical Banking Commercials
TD's Insurance Ad Features an Anti-Climactic Ending
7
Inexpensive Stock Trading Apps
This App Facilitates Free Stock Trading Using Real-Time Market Data
6
Affordable Fuel Apps
GasBuddy Helps Motorists Find and Share the Cheapest Pumps in the Area
5
Financial Literacy PSAs
This Ad from the Canadian Financial Literacy Database is a Warning
4
Comical Banking Commercials
Isla Fisher Creates a Humorous Brand Endorsement for ING Direct
3
Asset Management Apps
This Platform Offers Private Banking Experience for Ordinary Investors
2
Gamified Payment Apps
This App Changes the Concept of Collections by Educating Consumers
1
Quality Education Databases
The Tool Helps Low-Income Students Apply for Affordable College
Related Ideas
AI-Powered Styling Apps
StyleHack Changes the Way People Dress with AI Style Analysis
Personalized Coffee Recaps
The 2024 Starbucks Blend Highlights Canadian Coffee Habits
Viral Social Shopping Apps
The Claim App Helps Gen Z and Brands Authentically Discover One Another
AI Resale Apps
Croissant Debuted an Industry-First Shop Now, Sell Later Resale Experience
AI Post-Apocalyptic Cities
Top10Casinos Explores the Future, Inspired by the Dune Universe
Heartwarming Bank Campaigns
Chase's Next Thing You Know Campaign Captures a Full Life
Same-Day Fashion Rental Deliveries
Hurr x Deliveroo Helps Users Quickly Receive Pre-Loved Styles
Content Marketing Hubs
Arcane Helps Startups Transform Insights into Impactful Content
Remote Work-Locating Tools
The Remote Worker Helps Digital Nomads Find a Temporary Space to Work
Friend-Focused Wellness Apps
The 'With Gratitude' App Makes Daily Connection Easy
Next-Gen News Apps
Shades is a News and Culture App for Gen Z and Gen Alpha
Informational Real Estate Apps
The Oyssey App Redefines the Home Search with Data-Driven Insights
Personalized AI Finance Tools
'Tendi AI' is a Personalized Tool Developed by Finance Experts
Credit Score Repair Guidebooks
Credit Repair Solution Guidebook Secrets is a Valuable Resource
Social Media App Campaigns
Snapchat Promotes Creators in a Bold Campaign Amid TikTok Uncertainty
Personalized Ecommerce Updates
Google Shopping Introduces a 'For You' Feed for its Ecommerce App
Rental Payment-Tracking Services
KoHo Financial Unveils a New Rent Reporting Feature for Canadians
Blockchain-Integrated Online Banking
Kauri Finance 3.0 Represents an Evolution in Online Banking
Financial Health-Focused Apps
Kedrec Recently Debuted the Cash Flow and Capital App
Mobile Plan Breakup Campaigns
Sky Mobile's Breakup Consultant Helps to Free People from Bad Plans
Teen Finance Education
SimplyBudget Helps Teens Manage Money With AI and Parental Oversight
Financial Coloring Books
Chime Boasts Activities for Financial Progress Month
Canadian Rent-Reporting Tools
Borrowell is Helping Canadians Build Their Credit with Rent Payments
Trend Prediction Services
Tagwalk Revolutionizes Fashion Forecasting with a New AI Dashboard
AI-Powered Review Insights
Yelp Adds New AI Features for Restaurant-Goers and Owners
Financial Challenges Mobile Apps
The Achieve GOOD™ App Aims to Assist Consumers with Debt
Empowering Fashion Campaigns
Coach's Spring 2025 Campaign Celebrates Personal Time Management
Debt Relief Initiatives
Experian Announces a $10 Million Debt Relief for the Hispanic Community
Simplicity-Focused Mobile Banking Apps
Bank Rakyat Indonesia Debuts the #BRImoWorldXperience
Creator Economy-Focused Marketplaces
Teespring Marketplace Relaunches Under Parent Company Amaze
AI Self-Improvement Apps
LeapLife Uses Journaling and Other Features to Reduce Stress
Inspiring Food Color Reports
Oterra Color Trends 2025 Put Four Trends in the Spotlight
Credit-Boosting Financial Tools
Zenbase Introduces a Rental Reporting API for Credit Building
Social Shopping Apps
Locker Helps Users Organize, Share, and Earn from Online Wishlists.
Phone Breakup Newsletters
The Guardian's 'Reclaim Your Brain' Newsletter Helps Reduce Screen Time
Fashion Gaming App-Updates
Fashion Gaming App 'Drest' Launches New Update
Pop Culture-Inspired Rentals
Airbnb Unveils the New 'Icons' Experiences for Short-Term Guests
Digital Taste Profiles
The Shelf App Creates Comprehensive Media Consumption Analytics
Financial Accessibility-Enhancing Cards
iCapital Ventures Launches the Liorcard Titanium
Gamified Crowdfunding Platforms
Tiltify Personal Helps Raise Money with Interactive Tools
Mindful Smartphone Usage Apps
The 'Intenty' App Prompts Users to Rethink How They Use Their Phone
Comprehensive Health Care Suites
Bright Sits on the Intersection of Technology and Health
Money Management Apps
FinGrow Helps You Track Expenses, Budget, And Improve Financial Health
AI Personal Finance Tools
WeFIRE Uses AI To Provide Tailored Guidance Through Complex Finances
Comprehensive Health Tracking Platforms
Bright Unifies Health Tracking, Meal Logging, and Wellness
Tech-Powered Business Solutions
Apple Business Connect Leverages the Brand's User Base
Personalized Digital Payment Platforms
Mastercard One Credential Offers More Flexibility for Gen Z
Rewarding AI Shopping Apps
The ShopUp App Revolutionizes In-Store Shopping with AI Data
Crowdfunding Platform Improvements
Kickstarter has Outlined its 2025 Roadmap of Platform Updates
Reassuring Job Search Tools
YANA Helps Job Seekers Feel Less Alone in Today's Job Market
Personalized Breathwork Apps
FivePointFive Introduces a New Approach to Wellness
Comprehensive Financial Management
Origin Helps Budget, Invest, Save, and Get AI-Powered Guidance
Peer Support Wellness Apps
Kuky Gains Momentum as a Peer Support App in the Mental Wellness Space
Real-Time Trending Spot Features
Roadtrippers Introduces the Trending Spots Feature to Its App
Review Analysis Tools
Appinion Offers AI Insights for App Reviews to Improve Performance
Trading Card Management Apps
Wise Buys App Manages Collections and Budgets Efficiently
Early Wage Solutions
Tapcheck Provides On-Demand Pay Access for Employee Financial Flexibility
Small Business Support Initiatives
Mastercard Awards Ten Female Entrepreneurs with Grants
Stress-Detecting Wellness Apps
The 'Lume' Stress Management App Guides Users Through Stress
Women-Focused AI-Powered Financial Platforms
Her Finances' Services Target High-Net-Worth Women
Chinese Youth Search Reports
Xiaohongshu Has Released Report on Search Habits Among Youth in China
Digitized Life Goal Apps
Buckit Breaks Down Life Aspirations Into Achievable Goals
Engaging Spending Insights
Parcely Finance is Like 'Spotify Wrapped' for Spending Habits
Insightful Fraud-Battling Initiatives
TPAY Addresses Fraud in Mobile Payments
Effective Credit-Building Apps
Kikoff Relies on Targeted Financial Tools to Help Individuals
New Year-Inspired Travel Campaigns
Trip.com Group Unveils the Lunar New Year 2025 Trends
Social Media Forecasting Tools
WGSN TikTok Analytics Harness Data, Insights and More
Cost-Cutting Subscription Tracker Apps
The 'Orbit' Subscription Tracker Enables Easy Management
Youth-Focused Financial Literacy Guides
Lakefront Finance Targets Gen Alpha, Gen Z & Millennials
Privacy-First Finance Apps
'Skwad' Helps Users Track Spending Without Linking Bank Accounts
Money Management Platforms
Wealth Calculator Lets You Visualize Your Investment Journey
BNPL-Backed Credit Cards
Klarna Debuts a New Credit Card with Maximized Savings and 10% Cash Back
Group Finances-Centered Payment Apps
Tribe Money Pools is Introducing an Innovative Payment App
Financial Control Tools
iSave Makes Money Management Simple With Tracking, Goals, And Insights
Real-Time Nightlife Finders
HotSpot Discovers Trending Nightlife Spots With Real-Time Insights
Sustainable Finance Accelerators
Commerzbank Taps Tenity for a New Sustainable Finance Accelerator
Neurodivergent Virtual Budgeting
Purple Piggy Bank Tracks Expenses and Manage Finances Securely
Digital Dependency Awareness Campaigns
Trapped by the Screen Uncovers Hidden Costs of Screen Time
Savvy Personal Finance Platforms
'Savewise' Personal Finance Tools Helps Maximize Every Dollar
Customer Gifting Suites
Grey Bandit's Gifting Suite Gave Customers the Influencer Treatment
Effortless Group Payment Tools
Tabbit Splits Bills Easily with Payment Links Via Any Messaging App
Youth-Targeted Finance Campaigns
Little Learners, Big Earners Teaches Money Basics to Gen Alpha
Bill-Splitting Apps
SplitParty Helps Friends Keep Bills Fair and Organized
Music Analytic Tools
StatsCrave Let's Users Track Music Listening, Trends, and Discover New Hits
Habit Tracker Tools
HabitScroll Caters to Those Looking to Adopt New Habits or Break Old Patterns
Candidate Profile Tools
CrunchProfile Summarizes LinkedIn and GitHub Experiences Efficiently
Upgraded Expense Tracking Features
Expensify Extends Its Reach to the Global Self-Employed Market
Credit Score Health Tools
DailyPay's Credit Health Feature Helps Support Financial Wellness
AI Finance Tracking Solutions
With the Freelance App Users Can Track Detailed Reports & More
Effective Productivity Strategies
64Hacks Takes a Community-Driven Approach to Streamline Workflow
Personal Finance Planning
FinancialAha Streamlines Financial Planning and Projections
Personal Finance Apps
Spendwell Helps Users Gain Insights into Their Spending Habits
Efficient Property Management Apps
Tribe Property Technologies Has Launched Its Tribe Home App
Personal Loans Marketplaces
Ratehub Has Launched Its Custom-Built Tool — LoanFinder
Goal Tracker Apps
5Goals Tracks Daily Tasks, Views Progress, and Shares With the Community
User-Friendly Finance Trackers
Flooz Simplifies Budgeting by Tracking Expenses and Finances
Accessibility-Focused Homeownership Programs
Sun West Mortgage Company Partners with Crib Equity
Entertainment Tracker Apps
Flickd Lets Users Track, Discuss, and Get Recommendations on Media
Goal-Oriented Health Apps
The 'Bright' App Offers a Holistic View of One's Health
Curated Flight Deal Apps
The Going App Offers Expert and Personalized Travel Deals
Kid-Friendly Financial Support Apps
Goaly Offers Financial Lessons for Kids and Their Parents
Anti-Distraction CBT-Powered Apps
The 'Inscreen' App Helps Users Curb Their Screen Time
Financial Health Trackers
NetWorthiness Tracks Finances, Sets Goals, and Assess Financial Health
Search Data-Based Furniture Lines
Primark Launches a New Pinterest-Inspired Spring Home Collection
Social Isolation-Combating Platforms
TimeBank by Healthfirst Foundation Has Debuted a New Platform
Parental Guidance Shopping Apps
The 'Auggie' App Connects Experienced Parents to New Ones
AI Financial Trackers
Genkin Simplifies Cash Flow Tracking With AI-Powered Chat-Based Insights
Screen-Limiting Phone Apps
Takebreak Encourages People to Have a Better Work-Life Balance
Mobile Dorm-Designing Features
Pottery Barn Teen Unveils a New Dorm Shop and Expanded Features
Explorative Entrepreneur Ideas
Hustle Momumtum Invites You to Discover and Launch Side Hustles
Digital Money Saving Tools
SaveStrike Helps Users Easily Create Wishlists To Curve Impulse Buying
Online Tip Collecting
Tipsme Changes the Way Individuals and Businesses Collect Tips
Unified Financial Management Platforms
'Fina Money' Tracks Personal and Professional Finances
Pre-Launch B2B Startup Apps
Faindrr Focuses on Growth and Connections Between new Startup Founders
Flexible Payment Features
Jifiti Has Introduced Tap Now, Pay Later™ Technology
Aggregated Social Insights
IndiePulse Uses Forum and Thread Comments to Find Your Next Projects
Australian Fintech Lending Tools
BeforePay Group Launched 'Carrington Labs' for B2B Lending
Personal Financial Assistants
Timmy Offers Tailored Suggestions to Improve Spending Habits
Travel Budget Management
Manage Your Travel Expenses Effectively with 'My Budget Sherpa'
Home Inventory Management Solution
'Bring Order to Chaos' Keeps Track of Your Belongings
Real-Time Research Platforms
Countercyclical Offers Real-Time Collaborative Financial Research
Digital Scam Detection Tools
Google is Rolling Out New Tools to Keep Users Safe From Scams
Digital Credit Union Branches
Orlando Credit Union Has Introduced a New Digital Branch
Feline Finance Trackers
Paw Fi Offers a Cat-Themed Approach to Budgeting and Financial Tracking
Revenue Insights Tools
Track Your Revenue by Country with Where Money’s Stripe Integration
Digital Commercial Payment Apps
Mastercard Unveils the Mobile Virtual Card App for Businesses
Friendship-Focused Finance Agreements
'Friends Over Money' Let's You Make Agreements with Friends
Automated Credit Application Tools
Bectran & Cobalt Collaborate to Battle Credit Application Fraud
Chronic Condition Management Tools
Human Health Tracks Symptoms and Treatments for Optimal Health
Simplified Expense Managers
'Split' Keeps Track of Balances with Friends to Ensure Fairness
TV-Specific Pop Informants
COVER Emerges as the Essential App for TV Show Aficionados
Group Expense Tracking
Paymeback.lol Does the Math So All Expenses are Even
Bill Splitting Apps
Splitit Ensures Everyone Pays Their Fair Share Without Confusion or Delays
Simplified Youth Savings
Dive Money is a Savings App for Gen z, Offering Interest on Deposits
B2B Credit Decision Tools
Krebit Streamlines the Financial Process for Credit Card Applicants
Important Sharing Apps
The FinhApp Let's You Share Wills or Messages with Loved Ones
Income Tracking Tools
Money Tracker Helps Users Stay in Control of Their Finances
Shared Expense Trackers
RoomyLedger Easily Tracks and Manages Shared Expenses With Roommates
Personalized Content Discovery Tools
Bread Allows Users To Discover Social Content and Save it
Income Verification Tools
Brags Space Helps Users Display Proof of Income to Build Trust