The top May 2016 finance ideas showcase both innovative business models and new approaches to banking in the digital age. As consumer expectations evolve with technology, many brands are forced to reconsider policies and procedures that have been long in place in order to remain competitive.
Tangerine has launched a new iOS app in Canada that uses biometric technology in the form of EyeVerify and VocalPassword by Nuance. First released for Apple users, the bank is working on releasing a version for Android phones as soon as possible.
Called Blogfabrik, which means "blog factory" in German, is a coworking space in Berlin that allows writers to use the space for free in exchange for a handful of social media love. The innovative business model highlights the renewed interest in bartering as ushered in by the burgeoning peer-to-peer economy.
25 Unique Finance Ideas
From Automated Brokering Services to Biometric Banking Apps:
Rebecca Byers — May 28, 2016 — Lifestyle
25
Automated Business Matchmaking Services
Swaaap.com's Platform Connects Businesses & Entrepreneurs
24
Millennial Banking Apps
The Neat App for Budgeting Teaches Young People Financial Literacy
23
Bartering Coworking Spaces
Blogfabrik Let's Writers Work in There for Free in Exchange for Posts
22
Approachable Data Mining Tools
Data USA Allows Consumers Open Access to Stats About Their Country
21
Wage Gap Coloring Books
This Adult Coloring Book from Bizwomen Comments on Pay Inequality
20
Virtual Insurance Platforms
Allay is the World's First Virtual Health Insurance Brokerage
19
Instant Money Sharing Apps
clearXchange Lets Users Conveniently Send Money Anywhere in the World
18
Used Electronic Online Markets
Gone Lite is a Verified Web Source for Second-Hand Electronics
17
Artsy Finance Books
High Yield Future Tense Gets a Facelift For Its 50th Anniversary
16
Gamified Banking Apps
Emirates Islamic Bank's 'El World' Rewards Customers for Transactions
15
Biometric Banking Apps
Tangerine's Mobile Banking App Allows Launch Eye and Voice Verification
14
Delayed E-Shopping Payments
FuturePay Gives Consumers the Freedom to Buy Online and Pay Later
13
Investing Insight Apps
The Motley Fool App Empowers You to Make Smarter Financial Decisions
12
Social Banking Tools
Emirates Islamic Bank Lets Customers Get Account Details Via Twitter
11
Social Payment Apps
Udio Enables Users to Enjoy Hassle-Free and Rewarding Payment Services
10
All-American Banking Apps
The Bank Of America App Allows For Secure Banking Operations
9
Venture Capitalist Taxi Rides
UberPITCH Lets Entrepreneurs Pitch Potential Investors
8
Federal Benefit-Tracking Apps
The U.S. Treasury Department App Helps Users Monitor Their Activity
7
Flexible eCommerce Payments
'Amazon Pay Monthly' Entices Shoppers with a Buy Now, Pay Later Option
6
Community Down Payment Programs
Landed Helps with Crowdfunding Real Estate Down Payments
5
Automated Brokering Services
This Digital Mortgage Broking Services Empowers Homebuyers
4
User-Friendly Indian Banking Apps
The Kotak Mahindra Bank App Features a Simple Log-In Platform
3
Minority Investment Funds
The Focus Fund Help Startups Not Run by White Men in Big Cities
2
Bill Negotiation Services
BillFixers Negotiates Cable and Internet Bills On Consumers' Behalf
1
Spanish Banking Apps
The New Wells Fargo App Features Spanish Language Support
Related Ideas
AI-Powered Financial Advisors
PortfolioPilot uses AI to Analyze Individuals' Economic Profiles
AI-Based Football Predictions
Field Vision Debuts Field Vision Sports, a New Curated App
Disruptive AI-Finance Chatbots
Origin Financial Wins Big with AI Chatbot for Everyday Finance
Autonomous Ecommerce AI Agents
Baresquare Debuts Tywin, a Tool Positioned as an Industry First
Creative Online Social Networks
BuzzFeed Introduces the New BF Island Social Network
AI-Powered Ecommerce Technologies
Hugo Boss Launches a New AI-Powered Product Content Feature
Digital Debit Card Campaigns
Interac Introduces 'The Lost Wallet Board' Installation in Toronto
Viral Social Shopping Apps
The Claim App Helps Gen Z and Brands Authentically Discover One Another
AI-Driven Strength Training Apps
Kiwi Fitness Provides an Alternative to Traditional Coaching
Kid-Friendly Digital Wallets
Google Wallet for Kids Offers Parents a Digital Way to Give Money
Futuristic Imaginative Design Concepts
Toyota Introduces the Unique E-Collection of Products
AI-Driven Customer Loyalty Systems
TurboPush Aims to Streamline Digital Loyalty Programs
Beauty Standard-Redefining Wellness Apps
Activerse.app Debuts a New Wellness Application — Raize
Next-Gen News Apps
Shades is a News and Culture App for Gen Z and Gen Alpha
AI-Assisted Business Ads
Google Workspace's 50 States, 50 Stories Shares Small Businesses Using AI
Mobile Spa Experiences
Faceology Spa Represents a Novel Approach to Professional Skincare Services
Personalized AI Finance Tools
'Tendi AI' is a Personalized Tool Developed by Finance Experts
AI-Backed Private Payment Solutions
TODAQ's 'TAPP' Micropayments Improves Healthcare Privacy
Brainstorming Business Idea Tools
IdeaMate is the Solution to Fighting Stale Business Ideas
AI-Powered Digital Banks
Revolut Introduces its Reliable AI-Powered Finance Product, Billpay
AI-Powered Innovation Platforms
Mintel Spark Helps Brands with Concept Generation
Payment-Friendly Crypto Wallets
The SecuX Shield BIO Has an E Ink Display, Biometrics and More
Computer-Vision Self-Service Kiosks
Toshiba's Vision Kiosk Identifies Items Without Barcodes
Restaurant-Focused AI Marketing Platforms
Birdeye Strives to Help Restaurant Increase Engagement
Rental Payment-Tracking Services
KoHo Financial Unveils a New Rent Reporting Feature for Canadians
All-In-One Mobile Platforms
TPT Global Tech Has Unveiled VüMe Live, the First Super App in the US
AI-Powered Gut Health Companions
Ustwo Unveils Breakthrough Digital Coaching App Sproutiful
Blockchain-Integrated Online Banking
Kauri Finance 3.0 Represents an Evolution in Online Banking
QR Code-Based Payment Systems
Noda Strives to Provide a Cost-Effective Payment Alternative
AI-Powered Budgeting Apps
Cleo Helps Gen Z Get Their Finances in Order with Roast & Hype Modes
Heartwarming Life-Tech Apparel
nanamica Introduces a New Collection for Spring/Summer 2025
Monetizable Mobile Gaming Apps
'Playbite' Enables Players to Win Gift Cards and Prizes
Digital Try-On Solutions
Bariano Uses Try with Mirra Technology for its New Virtual Fitting Rooms
Streamlined Content Production Tools
IntelligenceBank Integrates Its Service with Adobe GenStudio
Mindful Eco-Friendly Banks
Climate First Bank is Ready to Expand Nationwide
Barcode-Less Product Scanners
SeeChange Taps Diebold Nixdorf to Create AI Checkout Tools
Financial Coloring Books
Chime Boasts Activities for Financial Progress Month
Trend Prediction Services
Tagwalk Revolutionizes Fashion Forecasting with a New AI Dashboard
GenAI Financial Assistants
Intuit Assist for QuickBooks Streamlines Small Business Operations
AI-Backed Digital Twins
Twin Health Has Created Digital Twins as an AI Experiment
AI-Powered Review Insights
Yelp Adds New AI Features for Restaurant-Goers and Owners
Financial Challenges Mobile Apps
The Achieve GOOD™ App Aims to Assist Consumers with Debt
Gamified Crowdfunding Platforms
Tiltify Personal Helps Raise Money with Interactive Tools
Simplicity-Focused Mobile Banking Apps
Bank Rakyat Indonesia Debuts the #BRImoWorldXperience
Digital Wallet Loyalty Solutions
Loopy Loyalty Adds Loyalty Cards in Apple and Google Wallet
AI-Powered Digital Employees
Product Genius Transforms How Small Businesses Connect with Customers
AI Business Book Ideas
First Book AI Offers Tailored Business Book Ideas Based on Your Profile
Credit-Boosting Financial Tools
Zenbase Introduces a Rental Reporting API for Credit Building
Social Shopping Apps
Locker Helps Users Organize, Share, and Earn from Online Wishlists.
Multi-Use Non-Payment Wallets
Google Wallet India Unveils an Expansion for Non-Payment Services
Dating-Style Bar Discovery Platforms
Heineken® Debuts an Innovative Digital Platform — Bar Dating
German Payment Expansions
Brite Introduces Instant Payments for German Consumers
Marketing Idea Generators
Thunderbucket Provides Marketing Ideas and Observations at Speed
Auto-Savings Digital Bank Features
Superbank Introduces a New Auto-Savings Feature
Financial Accessibility-Enhancing Cards
iCapital Ventures Launches the Liorcard Titanium
Personal Shopping Apps
Beamble is Redefining Luxury with On-Demand Personal Shopping
Comprehensive Health Care Suites
Bright Sits on the Intersection of Technology and Health
Advanced Literary Apps
Fabuly Introduces a Compelling Alternative in the Digital Literary Market
AI Personal Finance Tools
WeFIRE Uses AI To Provide Tailored Guidance Through Complex Finances
Tech-Enhanced Beauty Marketplaces
Fresha Plans to Boost Machine Learning and AI Robotics Abilities
Tech-Powered Business Solutions
Apple Business Connect Leverages the Brand's User Base
Voice-Powered Payment Technology
iWallet Debuts the Voice AI to Payments Feature
Rewarding AI Shopping Apps
The ShopUp App Revolutionizes In-Store Shopping with AI Data
IPP-Focused Finance Updates
Adyen is Improving the IPP Sector with New Product Expansions
Personalized Breathwork Apps
FivePointFive Introduces a New Approach to Wellness
Rewarding Money Apps
Shakepay Has an Innovative Reward System for Digital Currencies
Free AI-Powered Budgeting Apps
'Wilbur' Helps Adults Get their Financials Back on Track
Sustainable Banking Solutions
IDEMIA Unveils the GREENPAY Wallet for Sustainably Minded Bankers
Branded Digital Light Shows
The 'Blak Labs' and 'Maybank' Light Show Sends a Festive Message
In-App Restaurant Ordering Systems
Châtaigne' Innovative Food Delivery Approach Uses WhatsApp
AI-Crafted Banking Ads
The U.S. Bank Debuts 'The Power of Us' Campaign
Early Wage Solutions
Tapcheck Provides On-Demand Pay Access for Employee Financial Flexibility
Small Business Support Initiatives
Mastercard Awards Ten Female Entrepreneurs with Grants
Personality-Focused Dating Apps
The Bokay App Expands Its Services Across Canada
Digitized Life Goal Apps
Buckit Breaks Down Life Aspirations Into Achievable Goals
Blockchain-Powered Credit Unions
KeyPoint Credit Union Joins a Banking Innovation Program
AI-Powered Marketing Solutions
BrandPilot AI Unveils a New Marketing Campaign Management App
Engaging Spending Insights
Parcely Finance is Like 'Spotify Wrapped' for Spending Habits
Insightful Fraud-Battling Initiatives
TPAY Addresses Fraud in Mobile Payments
Effective Credit-Building Apps
Kikoff Relies on Targeted Financial Tools to Help Individuals
AI-Powered Business Platforms
myOasbit Focuses on Marketing, Sales, Finance, and Customers
Accessible Home Improvement Services
IKEA Canada Introduces Payplan by RBC
Business Idea Development
Think Tank Pro Helps Turn Ideas into Actionable Business Plans
All-in-One Productivity Apps
Evo Brands Itself as 'The Everything App'
AI-Enhanced Cryptocurrency Wallets
Asia Broadband Debuts Next-Generation AABB Wallet App
Immersive Language-Learning Tools
VisionFlow Transforms Spoken English Learning with Talkit
Youth-Focused Financial Literacy Guides
Lakefront Finance Targets Gen Alpha, Gen Z & Millennials
California Biotech Startups
Debut is a US Biotech Startup That Created Bio-Identical Ingredients
Privacy-First Finance Apps
'Skwad' Helps Users Track Spending Without Linking Bank Accounts
Efficient Banking AI Tools
CIBC Improves Operations Through the Implementation of AI Tools
Group Finances-Centered Payment Apps
Tribe Money Pools is Introducing an Innovative Payment App
Mobile App Builders
AppBuzz Transforms Your Ecom Site into a Mobile App in 60 Seconds
AI-Powered Voice-Banking Tools
Acapela is a Long-Standing Player in the Text-to-Speech Field
AI-Fuelled Mobile Design Apps
Adobe Launches its Express Mobile App for Design On-the-Go
Customized Membership Cards
Amaze Technologies Offers Digital Wallet Loyalty Solutions for Brands
Sustainable Finance Accelerators
Commerzbank Taps Tenity for a New Sustainable Finance Accelerator
Intelligent Transaction Searches
Bank of America Up[grades Its Cashpro Platform
Neurodivergent Virtual Budgeting
Purple Piggy Bank Tracks Expenses and Manage Finances Securely
Development Freelance Services
Brian Kayfitz Debuts Android Freelancer Services
AI Journaling Tools
Me.bot For iOS Tracks Notes, Pics & Thoughts To Reveal Personal Insights
Accelerated Digital Transformations
Flying Tiger is Partnering with Xiatech to Enhance Operations
AI-Powered Journaling Apps
'DiaryAI' Transforms a User's Voice into Text Entries
Business-Targeted Anti-Fraud Solutions
Inkan.link Will Be Introducing Sealfie at CES 2025
AI Business Assistants
FikraHub Turns Ideas into Businesses with AI-Driven Tools for Entrepreneurs
International Professional Neobanks
'Zolve' Offers Financial Solutions for High-Skilled People
Effortless Group Payment Tools
Tabbit Splits Bills Easily with Payment Links Via Any Messaging App
Immersive Restaurant Rewards App
Bella Italia is Unveiling a New Digital App for its Guests
Influencer-Focused AI Twins
Justbanter Creates a Digital Twin of Your Favorite Influencers
Scaleable Freelance Tools
Productize Fast Helps Freelancers Looking to Transition and Scale
Youth-Targeted Finance Campaigns
Little Learners, Big Earners Teaches Money Basics to Gen Alpha
AI Finance Tracking Solutions
With the Freelance App Users Can Track Detailed Reports & More
AI-Enhancing Risk Platforms
Fingerprint is Partnering with Oscilar to Enhance Customer Experiences
AI Financial Trackers
Genkin Simplifies Cash Flow Tracking With AI-Powered Chat-Based Insights
African Digital Wallet Platforms
Union54 Launches a New Social Commerce Platform Called ChitChat
Virtual Retail Solutions
Simbe's Store Intelligence™ Solutions Provide Results on a Global Scale
Financial Control Tools
iSave Makes Money Management Simple With Tracking, Goals, And Insights
Cost-Effective AI Business Modules
Optimus Fintech Debuts an AI Module Called Fees and Commissions
Goal-Oriented Health Apps
The 'Bright' App Offers a Holistic View of One's Health
Social Isolation-Combating Platforms
TimeBank by Healthfirst Foundation Has Debuted a New Platform
Debunking AI Apps
BSBot Helps Publicis Clients Tell the Truth About AI from Fiction at Cannes
Connective Non-Profit Funding
Wingtap Connects Users with Charities in Need of Fund
Comprehensive Business Loyalty Solutions
BusinessQR Helps Brands Build Customer Loyalty
Online Tip Collecting
Tipsme Changes the Way Individuals and Businesses Collect Tips
Unified Financial Management Platforms
'Fina Money' Tracks Personal and Professional Finances
Flexible Payment Features
Jifiti Has Introduced Tap Now, Pay Later™ Technology
Idea Management Apps
Sliiidea Captures, Organizes, and Prioritizes Your Ideas with Ease
Australian Fintech Lending Tools
BeforePay Group Launched 'Carrington Labs' for B2B Lending
Business-Focused Note Apps
Notely Helps Businesses Streamline Consumer Communications
Empowering Trader-Focused Campaigns
Vantage Markets Debuts New Phase of Reborn a Trader
Biometric Banking Technology
DERMALOG's Biometric System Makes Banking Safer for Individuals
Investor Outreach Assistants
Blobfish AI Optimizes Investor Connections With Tailored Outreach
Online Consumer-First Identity
Dentity Platform Empowers Users to Regain Control of Their Identity
Accessible Home Services Marketplaces
Urban Company Recently Made Its Platform More Accessible
Digital Credit Union Branches
Orlando Credit Union Has Introduced a New Digital Branch
Digital Commercial Payment Apps
Mastercard Unveils the Mobile Virtual Card App for Businesses
Automated Credit Application Tools
Bectran & Cobalt Collaborate to Battle Credit Application Fraud
Simplified Youth Savings
Dive Money is a Savings App for Gen z, Offering Interest on Deposits
Comprehensive Indian Payment Tools
BharatPe Unveils the Country's First All-in-One Payment Device
B2B Credit Decision Tools
Krebit Streamlines the Financial Process for Credit Card Applicants
Safe Document Storage Solutions
Billsvault Uses AI to Keep Documents Safe and Organized