The top May 2016 finance ideas showcase both innovative business models and new approaches to banking in the digital age. As consumer expectations evolve with technology, many brands are forced to reconsider policies and procedures that have been long in place in order to remain competitive.
Tangerine has launched a new iOS app in Canada that uses biometric technology in the form of EyeVerify and VocalPassword by Nuance. First released for Apple users, the bank is working on releasing a version for Android phones as soon as possible.
Called Blogfabrik, which means "blog factory" in German, is a coworking space in Berlin that allows writers to use the space for free in exchange for a handful of social media love. The innovative business model highlights the renewed interest in bartering as ushered in by the burgeoning peer-to-peer economy.
25 Unique Finance Ideas
From Automated Brokering Services to Biometric Banking Apps:
Rebecca Byers — May 28, 2016 — Lifestyle
25
Automated Business Matchmaking Services
Swaaap.com's Platform Connects Businesses & Entrepreneurs
24
Millennial Banking Apps
The Neat App for Budgeting Teaches Young People Financial Literacy
23
Bartering Coworking Spaces
Blogfabrik Let's Writers Work in There for Free in Exchange for Posts
22
Approachable Data Mining Tools
Data USA Allows Consumers Open Access to Stats About Their Country
21
Wage Gap Coloring Books
This Adult Coloring Book from Bizwomen Comments on Pay Inequality
20
Virtual Insurance Platforms
Allay is the World's First Virtual Health Insurance Brokerage
19
Instant Money Sharing Apps
clearXchange Lets Users Conveniently Send Money Anywhere in the World
18
Used Electronic Online Markets
Gone Lite is a Verified Web Source for Second-Hand Electronics
17
Artsy Finance Books
High Yield Future Tense Gets a Facelift For Its 50th Anniversary
16
Gamified Banking Apps
Emirates Islamic Bank's 'El World' Rewards Customers for Transactions
15
Biometric Banking Apps
Tangerine's Mobile Banking App Allows Launch Eye and Voice Verification
14
Delayed E-Shopping Payments
FuturePay Gives Consumers the Freedom to Buy Online and Pay Later
13
Investing Insight Apps
The Motley Fool App Empowers You to Make Smarter Financial Decisions
12
Social Banking Tools
Emirates Islamic Bank Lets Customers Get Account Details Via Twitter
11
Social Payment Apps
Udio Enables Users to Enjoy Hassle-Free and Rewarding Payment Services
10
All-American Banking Apps
The Bank Of America App Allows For Secure Banking Operations
9
Venture Capitalist Taxi Rides
UberPITCH Lets Entrepreneurs Pitch Potential Investors
8
Federal Benefit-Tracking Apps
The U.S. Treasury Department App Helps Users Monitor Their Activity
7
Flexible eCommerce Payments
'Amazon Pay Monthly' Entices Shoppers with a Buy Now, Pay Later Option
6
Community Down Payment Programs
Landed Helps with Crowdfunding Real Estate Down Payments
5
Automated Brokering Services
This Digital Mortgage Broking Services Empowers Homebuyers
4
User-Friendly Indian Banking Apps
The Kotak Mahindra Bank App Features a Simple Log-In Platform
3
Minority Investment Funds
The Focus Fund Help Startups Not Run by White Men in Big Cities
2
Bill Negotiation Services
BillFixers Negotiates Cable and Internet Bills On Consumers' Behalf
1
Spanish Banking Apps
The New Wells Fargo App Features Spanish Language Support
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Futuristic Imaginative Design Concepts
Toyota Introduces the Unique E-Collection of Products
AI-Powered Financial Advisors
PortfolioPilot uses AI to Analyze Individuals' Economic Profiles
AI-Based Football Predictions
Field Vision Debuts Field Vision Sports, a New Curated App
Disruptive AI-Finance Chatbots
Origin Financial Wins Big with AI Chatbot for Everyday Finance
Autonomous Ecommerce AI Agents
Baresquare Debuts Tywin, a Tool Positioned as an Industry First
Digital Debit Card Campaigns
Interac Introduces 'The Lost Wallet Board' Installation in Toronto
Viral Social Shopping Apps
The Claim App Helps Gen Z and Brands Authentically Discover One Another
Emerging Technology Publications
New Society Has Launched Its Inaugural Book About Technology
Interactive In-Store Ads
Visibubble Brings Mobile Messaging Capabilities to Store Shelves
Beauty Standard-Redefining Wellness Apps
Activerse.app Debuts a New Wellness Application — Raize
AI-Driven Customer Loyalty Systems
TurboPush Aims to Streamline Digital Loyalty Programs
Next-Gen News Apps
Shades is a News and Culture App for Gen Z and Gen Alpha
Personalized AI Finance Tools
'Tendi AI' is a Personalized Tool Developed by Finance Experts
Digital Rewards-Integrated Cards
TranzactCard Introduces the eZ-Power Card to its Fintech Platform
AI-Backed Private Payment Solutions
TODAQ's 'TAPP' Micropayments Improves Healthcare Privacy
Brainstorming Business Idea Tools
IdeaMate is the Solution to Fighting Stale Business Ideas
AI-Augmented Retail Checkouts
This Checkout Solution Helps Prevent Theft and Scanning Errors
AI-Powered Digital Banks
Revolut Introduces its Reliable AI-Powered Finance Product, Billpay
Payment-Friendly Crypto Wallets
The SecuX Shield BIO Has an E Ink Display, Biometrics and More
GenAI Financial Assistants
Intuit Assist for QuickBooks Streamlines Small Business Operations
AI-Powered Innovation Platforms
Mintel Spark Helps Brands with Concept Generation
Computer-Vision Self-Service Kiosks
Toshiba's Vision Kiosk Identifies Items Without Barcodes
Blockchain-Integrated Online Banking
Kauri Finance 3.0 Represents an Evolution in Online Banking
AI-Powered Review Insights
Yelp Adds New AI Features for Restaurant-Goers and Owners
AI-Powered Budgeting Apps
Cleo Helps Gen Z Get Their Finances in Order with Roast & Hype Modes
Kids' Money Management Books
'The Adventures of Ca$hman & Supersaver' Promotes Financial Awareness
Monetizable Mobile Gaming Apps
'Playbite' Enables Players to Win Gift Cards and Prizes
Trend Prediction Services
Tagwalk Revolutionizes Fashion Forecasting with a New AI Dashboard
Digital Currency Piggy Banks
This 'Smart Piggy' Bank Concept Upgrades a Classic
Mindful Eco-Friendly Banks
Climate First Bank is Ready to Expand Nationwide
Barcode-Less Product Scanners
SeeChange Taps Diebold Nixdorf to Create AI Checkout Tools
AI-Powered Fintech Tools
Square Introduces Ten New Generative AI Features for Content Creation
AI-Backed Digital Twins
Twin Health Has Created Digital Twins as an AI Experiment
Social Professional Productivity Apps
The 'LikeMind' App Connects Users to Other Hustlers
Digital Wallet Loyalty Solutions
Loopy Loyalty Adds Loyalty Cards in Apple and Google Wallet
AI-Powered Digital Employees
Product Genius Transforms How Small Businesses Connect with Customers
Social Shopping Apps
Locker Helps Users Organize, Share, and Earn from Online Wishlists.
Voice-Based AI QSR Services
Valyant AI and Paerpay Tansform Drive-thru Experience with AI
Multi-Use Non-Payment Wallets
Google Wallet India Unveils an Expansion for Non-Payment Services
AI-Powered DIY Home Apps
Praxis Introduces New Features to Its Praxis Plus App
German Payment Expansions
Brite Introduces Instant Payments for German Consumers
Marketing Idea Generators
Thunderbucket Provides Marketing Ideas and Observations at Speed
Investment Intelligence Platforms
TIFIN Shares Data Analysis for Better Investing Decisions
Auto-Savings Digital Bank Features
Superbank Introduces a New Auto-Savings Feature
Financial Accessibility-Enhancing Cards
iCapital Ventures Launches the Liorcard Titanium
Comprehensive Health Care Suites
Bright Sits on the Intersection of Technology and Health
Raw Thought Organization Apps
The 'Memosa' App Turns Ideas and Rambling into Organized Text
AI-Powered Wealth Management Platforms
Era's AI Wealth Platform Secures $3.1M Seed Funding
AI-Powered Wellness Platforms
Gabit is a New AI Fitness and Skincare Platform for Consumers
AI-Powered Content Creation Tools
Notega is a Solution for Business Owners and Entrepreneurs
Advanced Literary Apps
Fabuly Introduces a Compelling Alternative in the Digital Literary Market
AI Personal Finance Tools
WeFIRE Uses AI To Provide Tailored Guidance Through Complex Finances
Tech-Enhanced Beauty Marketplaces
Fresha Plans to Boost Machine Learning and AI Robotics Abilities
Tech-Powered Business Solutions
Apple Business Connect Leverages the Brand's User Base
Personal Shopping Apps
Beamble is Redefining Luxury with On-Demand Personal Shopping
Pioneering Secondhand Search Engines
Beni Dominates Resale Marketplace with Innovative App
Rewarding AI Shopping Apps
The ShopUp App Revolutionizes In-Store Shopping with AI Data
IPP-Focused Finance Updates
Adyen is Improving the IPP Sector with New Product Expansions
Authenticity-Verifying Bag Twins
Pinko Launches a Digital Twins Collection for Its Bags
Personalized Breathwork Apps
FivePointFive Introduces a New Approach to Wellness
Rewarding Money Apps
Shakepay Has an Innovative Reward System for Digital Currencies
Free AI-Powered Budgeting Apps
'Wilbur' Helps Adults Get their Financials Back on Track
Sustainable Banking Solutions
IDEMIA Unveils the GREENPAY Wallet for Sustainably Minded Bankers
Branded Digital Light Shows
The 'Blak Labs' and 'Maybank' Light Show Sends a Festive Message
AI-Crafted Banking Ads
The U.S. Bank Debuts 'The Power of Us' Campaign
AI Green Financing Platforms
Singapore's AI Initiative for Sustainable Finance in Real Estate
Customized Convenience Retailer Apps
Family Express is Introducing a Personalized App Experience
Personality-Focused Dating Apps
The Bokay App Expands Its Services Across Canada
Digitized Life Goal Apps
Buckit Breaks Down Life Aspirations Into Achievable Goals
Blockchain-Powered Credit Unions
KeyPoint Credit Union Joins a Banking Innovation Program
Early Wage Solutions
Tapcheck Provides On-Demand Pay Access for Employee Financial Flexibility
Bank-Enabled Payment Rings
Intesa Sanpaolo is Introducing a New Contactless Payment Ring
AI-Powered Marketing Solutions
BrandPilot AI Unveils a New Marketing Campaign Management App
Engaging Spending Insights
Parcely Finance is Like 'Spotify Wrapped' for Spending Habits
Insightful Fraud-Battling Initiatives
TPAY Addresses Fraud in Mobile Payments
Accessible Home Improvement Services
IKEA Canada Introduces Payplan by RBC
AI-Generated Bookstores
BookBud.ai Launched a First-of-Its-Kind Bookstore and Library Hybrid
All-in-One Productivity Apps
Evo Brands Itself as 'The Everything App'
AI-Enhanced Cryptocurrency Wallets
Asia Broadband Debuts Next-Generation AABB Wallet App
Immersive Language-Learning Tools
VisionFlow Transforms Spoken English Learning with Talkit
California Biotech Startups
Debut is a US Biotech Startup That Created Bio-Identical Ingredients
Youth-Focused Financial Literacy Guides
Lakefront Finance Targets Gen Alpha, Gen Z & Millennials
Privacy-First Finance Apps
'Skwad' Helps Users Track Spending Without Linking Bank Accounts
Efficient Banking AI Tools
CIBC Improves Operations Through the Implementation of AI Tools
AI-Powered Retail Payments
Focalpay's New AI Features Streamline Retail and E-Commerce Operations
Text-to-Image AI Apps
The Bonkers App Quickly Creates Images using AI
BNPL-Backed Credit Cards
Klarna Debuts a New Credit Card with Maximized Savings and 10% Cash Back
AI Business Assistants
FikraHub Turns Ideas into Businesses with AI-Driven Tools for Entrepreneurs
Visual Payment Apps
Vizme Turns the Experience of Sending or Spending Money Into Stories
Comprehensive Finance Management Apps
Coop Launches a New Super App with Embedded Finance
Immigrant-Supporting AI Finance Apps
Lola4i is Leap Financial's AI Tool for Immigrant Support
AI-Powered Voice-Banking Tools
Acapela is a Long-Standing Player in the Text-to-Speech Field
AI-Fuelled Mobile Design Apps
Adobe Launches its Express Mobile App for Design On-the-Go
Customized Membership Cards
Amaze Technologies Offers Digital Wallet Loyalty Solutions for Brands
Sustainable Finance Accelerators
Commerzbank Taps Tenity for a New Sustainable Finance Accelerator
Intelligent Transaction Searches
Bank of America Up[grades Its Cashpro Platform
Effective Credit-Building Apps
Kikoff Relies on Targeted Financial Tools to Help Individuals
Accelerated Digital Transformations
Flying Tiger is Partnering with Xiatech to Enhance Operations
Global Money-Transferring Apps
HSBC Unveils its Inclusive 'Zing' App and Debit Card in the UK
Effortless Group Payment Tools
Tabbit Splits Bills Easily with Payment Links Via Any Messaging App
Immersive Restaurant Rewards App
Bella Italia is Unveiling a New Digital App for its Guests
BNPL Bank Programs
Marqeta and Credi2 Collaborate to Enhance the Banks' Payment Capabilities
Influencer-Focused AI Twins
Justbanter Creates a Digital Twin of Your Favorite Influencers
Authenticated News Apps
Digital Trust Network 'Click' Challenges the Threat of Misinformation
Scaleable Freelance Tools
Productize Fast Helps Freelancers Looking to Transition and Scale
NFC-Enabled Business Cards
The Mobilo Smart Business Card Works with Any Smartphone
Intelligent Loan Platforms
Levr.ai Helps Small Businesses Access Better Funding Options
AI Finance Tracking Solutions
With the Freelance App Users Can Track Detailed Reports & More
AI-Enhancing Risk Platforms
Fingerprint is Partnering with Oscilar to Enhance Customer Experiences
African Digital Wallet Platforms
Union54 Launches a New Social Commerce Platform Called ChitChat
Virtual Retail Solutions
Simbe's Store Intelligence™ Solutions Provide Results on a Global Scale
Cost-Effective AI Business Modules
Optimus Fintech Debuts an AI Module Called Fees and Commissions
Goal-Oriented Health Apps
The 'Bright' App Offers a Holistic View of One's Health
Democratized Financial Service Tools
Plaid Aims to Make Financial Services More Accessible
Integrated Business Banking Tools
PennyFlo Streamlines Financial Management for Businesses
Social Isolation-Combating Platforms
TimeBank by Healthfirst Foundation Has Debuted a New Platform
Debunking AI Apps
BSBot Helps Publicis Clients Tell the Truth About AI from Fiction at Cannes
Modern Business Card Scanners
Spreadly Scan Brings Networking to the Modern Age
Enhanced Verification Features
Signzy Launches the One-Touch KYC Product for Businesses
Online Tip Collecting
Tipsme Changes the Way Individuals and Businesses Collect Tips
Unified Financial Management Platforms
'Fina Money' Tracks Personal and Professional Finances
Interactive Challenge Platforms
Join and Witness Online Challenges in One Place, at Tigbar
Flexible Payment Features
Jifiti Has Introduced Tap Now, Pay Later™ Technology
Australian Fintech Lending Tools
BeforePay Group Launched 'Carrington Labs' for B2B Lending
Business-Focused Note Apps
Notely Helps Businesses Streamline Consumer Communications
Empowering Trader-Focused Campaigns
Vantage Markets Debuts New Phase of Reborn a Trader
Community Borrowing Apps
Borrow Encourages Neighbours to Interact and Share
Comprehensive UAE Banking Apps
Ajman Bank Launches a "Super-App" with Codebase Technologies
Accessible Home Services Marketplaces
Urban Company Recently Made Its Platform More Accessible
Digital Credit Union Branches
Orlando Credit Union Has Introduced a New Digital Branch
Simplified Youth Savings
Dive Money is a Savings App for Gen z, Offering Interest on Deposits
Digital Commercial Payment Apps
Mastercard Unveils the Mobile Virtual Card App for Businesses
Automated Credit Application Tools
Bectran & Cobalt Collaborate to Battle Credit Application Fraud
Africa-Focused Finance Apps
Orange Launches the New Super-App 'Max It' for African Markets
Digital Cash Payment Systems
Apple Cash is Planning to Offer a Virtual Card Number in Update
Income-Estimating Finance Tools
Rapidio Introduces a New Income Assessment Tool for Underwriters
B2B Credit Decision Tools
Krebit Streamlines the Financial Process for Credit Card Applicants
Comprehensive Indian Payment Tools
BharatPe Unveils the Country's First All-in-One Payment Device
Biometric Banking Technology
DERMALOG's Biometric System Makes Banking Safer for Individuals
Comprehensive Checkout Tools
TreviPay Launches an All-in-One Checkout Solution to Reduce Friction