Throughout this compilation of October 2016 finance ideas, it's shown that an increasing number of companies are looking to simplify services. In doing so, goals of improving customer service are made easier, levels of interaction go up and payments are more likely to be made in a timely manner.
With Facebook Messenger's 'Chat Assist' feature, users can have reminders sent to them so that they don't forget to pay back a friend or family member. It works by picking out words that have been sent previously, then the feature emboldens them so that they're made more noticeable and even schedules a later time to remind the user to have the money sent.
On the other hand, 'CollegeBacker' helps generous parents fund their child's education by planning contributions to their 529 accounts. Other examples taking similar steps can be found in this grouping of October 2016 finance ideas as well, most of which aim to make daunting money matters a little less painful.
Top 30 Finance Ideas in October
From Hand Print-Scanning ATMs to Streamlined Home Equity Services:
Riley von Niessen — Oct 30, 2016 — Tech
30
Tactile Payment Devices
The Scrip Device by New Deal Design Acts as a Replacement for Cash
29
Elegant Luxury Safes
These Safes are Able to Offer Excellent Security and a Sophisticated Design
28
Turf-Topped Office Buildings
The AXA Building by Santiago Calatrava Will Be in a Train Station
27
Deal-Finding Finance Apps
The 'Squeeze' Budget App Analyzes Spending to Find Deals
26
Pachydermic Piggy Banks
The 'Elli' Piggy Bank is a Fun Way to Teach Kids to Save Money
25
Wireless SIM Card Organizers
The 'SIMpro' Enables Smartphone Users to Use All SIM Cards at Once
24
Bot-Powered Insurance Plans
Lemonade is a Low-Cost P2P Insurance Provider
23
Transformative Car-Dealing Apps
The Blinker App Helps People Easily Buy and Sell Used Vehicles
22
Habit Formation Apps
The 'Habit Zen' iOS and Android App Pinpoints How to Create Habits that Stick
21
Cost-Comparing Healthcare Apps
The FH Cost Lookup CT App Compares Costs Of Medical Services
20
Home Equity Financial Services
'Point' Prevents People from Taking on Debt when Purchasing a Home
19
Instant Salary Payment Apps
Stripe Lets Sharing Economy Workers Deposit Their Wages Immediately
18
Streamlined Money Transfer Apps
The Exchange4free App Enables Cross-Border Money Transfers
17
Benefit-Reporting Apps
The MyBenefits App Helps Canadians Assess Benefit and Credit Information
16
Localized Deal-Finding Apps
The Local Flavor App Helps You Find Relevant Deals and Coupons
15
Palm-Scanning ATMs
Japan's Ogaki Kyoritsu Bank is Experimenting with Biometric Identification
14
Novice-Friendly Investing Apps
The Moneybox App Helps First-Time Investors Get Started
13
Anime-Inspired Insurance Ads
This Esurance Commercial Tells Its Viewers: 'Don't Catch and Drive'
12
Scholarship-Funding Dance Classes
These Online Dance Lessons Help Finance Colombian Education
11
College Savings Apps
CollegeBacker Makes it Easy to Contribute to a Tax-Free College Fund
10
Comparative Insurance Apps
This App Empowers Young People to Enroll In Health Insurance Plans
9
Messenger-Based Payment Reminders
Facebook Messenger's 'Chat Assist' Set Automatic Reminders
8
Economy-Disrupting App Concepts
The Panda App is a Conceptual Project to Upset the Sharing Economy
7
Smartphone Payment Rideshare Promos
The Android Pay Uber Promotion Provides 50% Off Ten Rides
6
Supportive B2B Apps
The Vision Suite Support App Improves Retailers' Service Delivery Experience
5
Customer-Friendly Payment App
This Point Of Sale App is Targeted Towards Busy Restaurants
4
Finance-Tracking Sculptures
The 'Flux' Device Mounts to Walls To Physically Monitor Spending
3
Sales Lead-Saving Services
'Unbandon' Can Help Save Sales Leads from Disappearing
2
Supportive Telecom Apps
TelOne's Customer Support App Offers Live Chat and Payment Services
1
Anti-Counterfeit Banknotes
Australia's $5 Banknote Design Boasts Hidden Security Features
Related Ideas
Disruptive AI-Finance Chatbots
Origin Financial Wins Big with AI Chatbot for Everyday Finance
Modular AI-Powered Mouses
The Conceptual 'OctoAssist' Mouse Has a Multipurpose Form
Humorous Payment Campaigns
Paypal's Latest Campaign Features Actor Will Ferrell
AI-Fueled Finance Apps
The 'Finn' App Can Provide Accurate Responses to Complex Queries
Credit Score Dating Apps
The Score Dating App Requires Users to Have a 675 Credit Score
Personalized AI Finance Tools
'Tendi AI' is a Personalized Tool Developed by Finance Experts
Brainstorming Business Idea Tools
IdeaMate is the Solution to Fighting Stale Business Ideas
AI-Powered Digital Banks
Revolut Introduces its Reliable AI-Powered Finance Product, Billpay
Money Management Platforms
Wealth Calculator Lets You Visualize Your Investment Journey
Blockchain-Integrated Online Banking
Kauri Finance 3.0 Represents an Evolution in Online Banking
AI-Powered Budgeting Apps
Cleo Helps Gen Z Get Their Finances in Order with Roast & Hype Modes
Africa-Focused Digital Wallets
Abba Payments Debuts a Digital Wallet Service for African Consumers
Kids' Money Management Books
'The Adventures of Ca$hman & Supersaver' Promotes Financial Awareness
Digital Currency Piggy Banks
This 'Smart Piggy' Bank Concept Upgrades a Classic
AI-Powered Accounting Platforms
40Seas Introduces the Streamlined Global Accounts Receivable Tool
Home Improvement Chatbots
FixxAI is a Homeowner's Co-Pilot for Home Improvement Projects
AI-Powered Fintech Tools
Square Introduces Ten New Generative AI Features for Content Creation
Financial Challenges Mobile Apps
The Achieve GOOD™ App Aims to Assist Consumers with Debt
Motivating Journaling Apps
MindUp Encourages Users to Maintain a Daily Mindfulness Habit
Social Professional Productivity Apps
The 'LikeMind' App Connects Users to Other Hustlers
Charity Health-Tech Apps
Helpster Charity Connects Sectors to provide Essential Healthcare
Social Shopping Apps
Locker Helps Users Organize, Share, and Earn from Online Wishlists.
AI Personal Finance Managers
Blahget is a Voice-Based AI Expense Tracker Foe Everyone
Tech-Powered Business Solutions
Apple Business Connect Leverages the Brand's User Base
Multi-Use Non-Payment Wallets
Google Wallet India Unveils an Expansion for Non-Payment Services
AI-Powered DIY Home Apps
Praxis Introduces New Features to Its Praxis Plus App
Privacy-Focused Budgeting Apps
The 'Apollo' Personal Finance App Streamlines Money Tracking
Gen Z-Specific Numberless Cards
Fibe and Axis Bank Team Up to Launch a Numberless Credit Card
AI Wealth Management
WealthAssistant is a ChatGPT-Powered Tool for Any Level of Financial Literacy
AI Personal Finance Tools
WeFIRE Uses AI To Provide Tailored Guidance Through Complex Finances
Tech-Enhanced Beauty Marketplaces
Fresha Plans to Boost Machine Learning and AI Robotics Abilities
Effective Retirement Calculators
Finabled Retirement Calculator Helps People Manage Their Finances
Stress Reduction Finance Apps
The 'MoneyCoach' App Takes the Anxiety Out of Money Management
Finance-Managing AI Assistants
'Intuit Assist' is a Scalable AI Financial Assistant for Companies
Rewarding Money Apps
Shakepay Has an Innovative Reward System for Digital Currencies
Smart Personal Assistants
24me X Uses AI to Help Users Sort Their Days
AI Financial Assistants
SermoAI Assists in Banking and Fintech with Personalized Support
Sustainable Banking Solutions
IDEMIA Unveils the GREENPAY Wallet for Sustainably Minded Bankers
Messaging App Chat Organization
WhatsApp Keeps Conversations Organized with Chat Filters
AI Financial Wellness Apps
'AI FinCheck' from Yodlee Guides Users Toward Financial Goals
Actor-Collaborative Debit Cards
Acorns Introduces the Mighty Oak Visa with Dwayne Johnson
Communication App Shopping Experiences
WhatsApp Flows Allow for In-App Booking and Shopping
AI-Crafted Banking Ads
The U.S. Bank Debuts 'The Power of Us' Campaign
Rewarding Graduation Cards
Hallmark and Venmo Created Giftable Cards for the Class of 2024
Youth-Focused Financial Literacy Guides
Lakefront Finance Targets Gen Alpha, Gen Z & Millennials
Loneliness-Combating Social Campaigns
Hinge Launches the New One More Hour Campaign and Fund
Bank-Enabled Payment Rings
Intesa Sanpaolo is Introducing a New Contactless Payment Ring
Improved Car Shopping Experiences
The BofA is Streamlining Automotive Purchasing for its Clients
Insightful Fraud-Battling Initiatives
TPAY Addresses Fraud in Mobile Payments
Engaging Spending Insights
Parcely Finance is Like 'Spotify Wrapped' for Spending Habits
Simplified Expense Management
Receipt-AI Keeps Traveling Teams Organized With a Snap of a Photo
Financial Accessibility-Enhancing Cards
iCapital Ventures Launches the Liorcard Titanium
AI Family Management Tools
ParentEase Combines AI Assistance with Task Management Tools
AI-Driven Financial Education Games
Money Smarts Unveils AI Financial Game on Indiegogo
Home Management Chatbots
HomeZada Releases an AI-Powered Chat Assistant for Home Improvement
Accessible Home Improvement Services
IKEA Canada Introduces Payplan by RBC
Collaborative Shopping Tools
Amazon Debuts the Consult-a-Friend Feature for Collaborative Shopping
AI Financial Education Games
Go Boldly Empowers Players with Financial Tools and Tips
Cashback Grocery Deliveries
Instacart and Chase Partnered to Offer 10% Back for Cardholders
Account-Managing Finance Features
Entrust Launches a New Digital Account Opening Solution
Privacy-First Finance Apps
'Skwad' Helps Users Track Spending Without Linking Bank Accounts
Efficient Banking AI Tools
CIBC Improves Operations Through the Implementation of AI Tools
AI-Powered Retail Payments
Focalpay's New AI Features Streamline Retail and E-Commerce Operations
AI-Powered Business Discoveries
Yelp Unveils a New AI Assistant and 'Project Ideas' Feature
Compact Payment Devices
Dojo Releases a Pocket-Sized Card Machine for Convenient Table Payments
Visual Payment Apps
Vizme Turns the Experience of Sending or Spending Money Into Stories
Comprehensive Finance Management Apps
Coop Launches a New Super App with Embedded Finance
Student-Focused Credit Cards
Neu Launches a Credit Card for College Students Building Their Credit
Immigrant-Supporting AI Finance Apps
Lola4i is Leap Financial's AI Tool for Immigrant Support
Athlete Financial Partnerships
The Shaquille O’deal Campaign Educates on Financial Freedom
Cheeky Financial Stress-Alleviating Campaigns
HOPWTR Has Debuted a Creative Promotional Campaign
Intelligent Transaction Searches
Bank of America Up[grades Its Cashpro Platform
Earned Wage Campaigns
Chime's Nationwide Labor Day Tour Aims to Promote Its New Product, Mypay
Global Money-Transferring Apps
HSBC Unveils its Inclusive 'Zing' App and Debit Card in the UK
AI-Powered Finance Tools
MyFi Unveils a New AI Assistant Designed for Investment Guidance
Savvy Personal Finance Platforms
'Savewise' Personal Finance Tools Helps Maximize Every Dollar
Mobile Ad-Supported Checkouts
Sam's Club is Launching Display Ads in its Mobile App
Bill-Splitting Apps
SplitParty Helps Friends Keep Bills Fair and Organized
Education-Enhancing Chatbot Services
The 'Stretch' Chatbot Offers Resources For K-12 Educators
AI Investment Assistants
FinPal Helps people Make the Right Financial Decisions Through AI
Expanded Cross-Border Payments
Visa Announces the Expansion of its Visa+ Program for US Customers
Upgraded Expense Tracking Features
Expensify Extends Its Reach to the Global Self-Employed Market
Credit Score Health Tools
DailyPay's Credit Health Feature Helps Support Financial Wellness
AI Accounting Tutor Services
This Tutor Service Provides Intelligent Responses to Student Queries
Financial Literacy Platforms
Secret U Supports Gen Z Women with Free Tools for Financial Success
Intelligent Loan Platforms
Levr.ai Helps Small Businesses Access Better Funding Options
AI Finance Tracking Solutions
With the Freelance App Users Can Track Detailed Reports & More
Organizational Reminder Apps
The Todo Reminder App Enhances Productivity With a Few Simple Steps
AI-Tax Filing Assistants
H&R Block Just Released Its New Ai Tax Assist Chatbot
Streamlined Payment Recovery Tools
'Letspay' Recovers Excess Payments Within 24 Hours
Earnings-Based Relationship Calculator
Fair Share Calculator Splits Finances Based on Income
African Digital Wallet Platforms
Union54 Launches a New Social Commerce Platform Called ChitChat
Explorative Entrepreneur Ideas
Hustle Momumtum Invites You to Discover and Launch Side Hustles
Global Money-Managing Apps
Zing Empowers Users to Send Money Internationally, Worry-Free
Career Platform AI Features
LinkedIn Introduces a Slew of AI-Powered Enhancements
Cost-Effective AI Business Modules
Optimus Fintech Debuts an AI Module Called Fees and Commissions
Personal Finance Apps
Spendwell Helps Users Gain Insights into Their Spending Habits
Kid-Friendly Financial Support Apps
Goaly Offers Financial Lessons for Kids and Their Parents
Democratized Financial Service Tools
Plaid Aims to Make Financial Services More Accessible
Integrated Business Banking Tools
PennyFlo Streamlines Financial Management for Businesses
Social Isolation-Combating Platforms
TimeBank by Healthfirst Foundation Has Debuted a New Platform
Cashback Comparison Tools
Savewise Cashback Streamlines Identifying the Best Online Shopping Deals
App-Based Employee Payments
Instant Financial Automates Access to Employee Wages with New App
Efficient Fee Calculators
Lemon Squeezy Fee Calculator is Ideal for Digital Sellers
Benefit-Educating AI Assistants
Newfront Debuts an AI-Powered Benefits Assistant for 24/7 Support
Empowering Financial Management Apps
Windfall Makes Money Tracking and Management Easy
Self-Paced Goal Setting Apps
Attayn Live Helps Users to Monetize Their Knowledge
Online Tip Collecting
Tipsme Changes the Way Individuals and Businesses Collect Tips
AI Tax Season Tools
Expense Badger Streamlines Financial Management For Taxes and Beyond
Minimalist Money Management Spreadsheets
The Expense App Let's you Upload Receipts and Documents
Thought-Organizing AI Assistants
Sort My Thoughts Helps Users Stay Organized
Enhanced Australian Lendtech Firms
Grapple Invested into its Financier Platforms with AI Tools
Flexible Payment Features
Jifiti Has Introduced Tap Now, Pay Later™ Technology
AI-Powered Customer Support
Chatmate.so Lets Businesses Tailor Their Customer Support Experience
Australian Fintech Lending Tools
BeforePay Group Launched 'Carrington Labs' for B2B Lending
Personal Financial Assistants
Timmy Offers Tailored Suggestions to Improve Spending Habits
Unified Financial Management Platforms
'Fina Money' Tracks Personal and Professional Finances
Community Borrowing Apps
Borrow Encourages Neighbours to Interact and Share
Intelligently Integrated Chatbots
This Chatbot Tool Helps Improve Customer Service and Engagement
Affordable Money Transfer Campaigns
Paysend's New Ad Campaign Targets Hispanic Consumers in the US
Task Management SMS Assistants
Hody Stops Procrastinating Through Friendly Text Messages
Digital Scam Detection Tools
Google is Rolling Out New Tools to Keep Users Safe From Scams
Connective Handy Services Apps
HandyFriend Connects Home Owners With Maintence Workers
Digital Commercial Payment Apps
Mastercard Unveils the Mobile Virtual Card App for Businesses
Friendship-Focused Finance Agreements
'Friends Over Money' Let's You Make Agreements with Friends
Student Finance Management Platforms
PayMyTuition Debuts the Student Manager Platform
Credit-Boosting Rental Payments
Bloom Credit Unveils Credit-Building Tool for Renter Payment Data
Group Expense Tracking
Paymeback.lol Does the Math So All Expenses are Even
Africa-Focused Finance Apps
Orange Launches the New Super-App 'Max It' for African Markets
Link-Enabled Payout Solutions
Vyne Launches a No-Code Verified Payouts Solution
Comprehensive Indian Payment Tools
BharatPe Unveils the Country's First All-in-One Payment Device
Comprehensive Calculator Suites
CalculatorNinjas Offers Computations in Finance, Health, and Math
Important Sharing Apps
The FinhApp Let's You Share Wills or Messages with Loved Ones
Invoice Simplifying Tools
Invoice Master Helps Freelancers Get Paid Quicker
Bill Splitting Apps
Splitit Ensures Everyone Pays Their Fair Share Without Confusion or Delays
Weekly Finance Newsletters
Deelscoop Keeps Users Informed from Seed to Series D and Beyond
Streamlined Financial Management Platforms
Ayden Simplifies Payments, Data, and Fraud Detection
Comprehensive Checkout Tools
TreviPay Launches an All-in-One Checkout Solution to Reduce Friction
Boomer-Style Rent Giveaways
Koala Introduces the 'Boomer Blocker' Initiative for Australians
Operation Simplification Support Tools
Octic Offers Seamless Automation Solutions