These finance-based innovations will have you thinking about all of the ways that money flows through the global economy. These innovations range in scope, from an impressive sophisticated ATM machine that does not require a bank card, to futuristic banks.
Within these finance-based innovations are many tech developments, like iPad-powered ATMs, and innovations within the field of micro-finance. Finding clever strategies to lend money is definitely necessary considering the current Occupy Wall Street protests, and the calls to bailout students from debt.
Implications - Consumers have become apprehensive about their long term financial well-being as a direct result of the economic downturn. These consumers are looking for products and services that can mollify these feelings. Companies should take this mindset into account and when creating new services.
30 Finance-Based Innovations
From Handy Banking Apps to Global Micro-Finance Networks:
Christopher DeLuca — Nov 6, 2011 — Lifestyle
30
Finance Recruiting Gets Naughty
Career at Optiver Keeps You 'Aroused'?
29
Microfinance Investing
Kiva.org Lets You Become a Banker to the Poor
28
Million Dollar Business Minds
Young Entrepreneur Gets Lucky With His Brainstorming
27
Biggest Property Development ever in the US
CityCenter on the Las Vegas Strip
26
Classy Financial Institutions
The Raiffeisen Bank in Zurich Looks like a Fancy Hotel
25
Futuristic Banks
Citibank New York Branch is Digitally in Tune With Customers
24
iPad-Powered ATMs
The BBVA Bank in Spain Integrates iPad Technology
23
Kiddie Finance Tools
Money Savvy Pig Has Four Tummies to Teach Money Management
22
Federal Help Sites for Homeowners
MakingHomeAffordable.gov Aids Fannie Mae & Freddie Mac Mortgages
21
Iris-Verified Online Security
Hoyos Group EyeLock Will See that You Never Get Hacked Again
20
Microlending Credit Cards
KivaB4B Doubles Grants
19
Handy Banking Apps
The BankSimple App is an Attractive Checking Alternative
18
Bikini Finance
Trident Pogo Stick Girls Are Selling Insurance
17
Crowdsourced Credit Crunch Advice
Google Tip Jar Lets You Submit and Rank Money Saving Ideas
16
Bejeweled Credit Cards
Kazakh Diamond Mastercard
15
Giving 2.0
Kiva Loans Lend Directly to a Developing World Entrepreneur
14
Collateral-Free Microcredit
Muhammad Yunus's Grameen Bank Has Revolutionized Finance
13
Micro-Financed Eateries
The Elevens Restaurant Plans to Crowd-Source Investors
12
Youth-Oriented Finances
MyBnk Teaches Money Management and Entrepreneurial Skills
11
Debt-Saving Plastic
The Live Checking Card Places Crucial Banking Info at Our Fingertips
10
Flourishing In Crisis
Green Banks Thrive as Wall Street Collapses
9
Global Microfinance Networks
FINCA Provides Financial Services to Low-Income Entrepreneurs
8
Cardless ATM Withdrawals
South Africa's FSB Lets Customers Withdraw Cash Using Their Phones
7
Meta Investing Websites
StreetRead
6
Alternative Loan Products
Fair Finance Offers Affordable Banking to Urban Populations
5
Social Investment Bank
First Charity Oriented Bank
4
American-Based Microlending
ACCION Chicago Provides Financial Access to Small Business Owners
3
Ethical Investments
Bridges Ventures is a Venture Capital Company with a Social Aim
2
Free Fee Banking
Electric Orange Checking Account Pays You to Sign Up
1
Social Advisory Firms
Intellecap is a ‘Think and Do' Tank With Market-Based Strategies
Related Ideas
Disruptive AI-Finance Chatbots
Origin Financial Wins Big with AI Chatbot for Everyday Finance
Digital Debit Card Campaigns
Interac Introduces 'The Lost Wallet Board' Installation in Toronto
Cost-Conscious Cashierless Microstores
Fainders.AI Launched a Prefab MicroStore Within a Gym
Emerging Technology Publications
New Society Has Launched Its Inaugural Book About Technology
Humorous Payment Campaigns
Paypal's Latest Campaign Features Actor Will Ferrell
Sausage Snack ATMs
Greggs and Monzo Created a Sausage Roll-Dispensing Machine
AI-Fueled Finance Apps
The 'Finn' App Can Provide Accurate Responses to Complex Queries
Tech-Driven Sexual Wellness
Experience the Future of Intimacy
Personalized AI Finance Tools
'Tendi AI' is a Personalized Tool Developed by Finance Experts
AI-Backed Private Payment Solutions
TODAQ's 'TAPP' Micropayments Improves Healthcare Privacy
Brainstorming Business Idea Tools
IdeaMate is the Solution to Fighting Stale Business Ideas
AI Finance News Platforms
Financial Flow Delivers AI Finance News, Analysis, and Price Tracking
AI-Powered Digital Banks
Revolut Introduces its Reliable AI-Powered Finance Product, Billpay
Finance eSports Partnerships
GIANTX Partnered with HSBC to Educate Youth on Finances
Blockchain-Integrated Online Banking
Kauri Finance 3.0 Represents an Evolution in Online Banking
AI-Powered Budgeting Apps
Cleo Helps Gen Z Get Their Finances in Order with Roast & Hype Modes
Flexible Mobile Bank Payments
Wallet Express Was Created by Samsung and Mastercard
Africa-Focused Digital Wallets
Abba Payments Debuts a Digital Wallet Service for African Consumers
Kids' Money Management Books
'The Adventures of Ca$hman & Supersaver' Promotes Financial Awareness
Digital Currency Piggy Banks
This 'Smart Piggy' Bank Concept Upgrades a Classic
Mindful Eco-Friendly Banks
Climate First Bank is Ready to Expand Nationwide
Advanced Adaptive Retail Experiences
Walmart Unveiled New Retail Technologies at CES 2024
AI-Powered Accounting Platforms
40Seas Introduces the Streamlined Global Accounts Receivable Tool
AI-Powered Marketing Tools
This E-Commerce Tool Uses Customer Data to Project Reward Impacts
Financial Coloring Books
Chime Boasts Activities for Financial Progress Month
AI-Powered Fintech Tools
Square Introduces Ten New Generative AI Features for Content Creation
Inventive Retail Strategies
H&M is Working to Localize Its Shopping Experience
Financial Challenges Mobile Apps
The Achieve GOOD™ App Aims to Assist Consumers with Debt
Digital Wallet Loyalty Solutions
Loopy Loyalty Adds Loyalty Cards in Apple and Google Wallet
Global Digital Marketplaces
Renaissance Hotels' R FINDS Shares Goods from Local Artisans
Multi-Use Non-Payment Wallets
Google Wallet India Unveils an Expansion for Non-Payment Services
German Payment Expansions
Brite Introduces Instant Payments for German Consumers
Marketing Idea Generators
Thunderbucket Provides Marketing Ideas and Observations at Speed
Future-Facing Charging Concepts
These Wireless Charger Concepts Imagine a True Wire-Free Future
Investment Intelligence Platforms
TIFIN Shares Data Analysis for Better Investing Decisions
Auto-Savings Digital Bank Features
Superbank Introduces a New Auto-Savings Feature
Gen Z-Specific Numberless Cards
Fibe and Axis Bank Team Up to Launch a Numberless Credit Card
Financial Accessibility-Enhancing Cards
iCapital Ventures Launches the Liorcard Titanium
AI Personal Finance Tools
WeFIRE Uses AI To Provide Tailored Guidance Through Complex Finances
Effective Retirement Calculators
Finabled Retirement Calculator Helps People Manage Their Finances
IPP-Focused Finance Updates
Adyen is Improving the IPP Sector with New Product Expansions
Multifunctional Charging Cable Banks
Matt Chang Designs the New Portable IVYCable Gen2
Stress Reduction Finance Apps
The 'MoneyCoach' App Takes the Anxiety Out of Money Management
Rewarding Money Apps
Shakepay Has an Innovative Reward System for Digital Currencies
Simplified Payment Platforms
Alternative Payments Has Introduced DPMax, an Open Banking Platform
Free AI-Powered Budgeting Apps
'Wilbur' Helps Adults Get their Financials Back on Track
Sustainable Banking Solutions
IDEMIA Unveils the GREENPAY Wallet for Sustainably Minded Bankers
Sleek Minimal Contemporary Wallets
FOCX Designs the PIONEER Wallet with Minimal Features
Tech-Powered Business Solutions
Apple Business Connect Leverages the Brand's User Base
AI Financial Wellness Apps
'AI FinCheck' from Yodlee Guides Users Toward Financial Goals
Communication App Shopping Experiences
WhatsApp Flows Allow for In-App Booking and Shopping
AI-Crafted Banking Ads
The U.S. Bank Debuts 'The Power of Us' Campaign
Flying Umbrella Prototypes
This Hands-Free Device Hovers Above You to Protect From the Rain
AI Green Financing Platforms
Singapore's AI Initiative for Sustainable Finance in Real Estate
Blockchain-Powered Credit Unions
KeyPoint Credit Union Joins a Banking Innovation Program
Bank-Enabled Payment Rings
Intesa Sanpaolo is Introducing a New Contactless Payment Ring
Improved Car Shopping Experiences
The BofA is Streamlining Automotive Purchasing for its Clients
Insightful Fraud-Battling Initiatives
TPAY Addresses Fraud in Mobile Payments
Engaging Spending Insights
Parcely Finance is Like 'Spotify Wrapped' for Spending Habits
Affordable Payment Acceptance Devices
Pine Labs Launches the 'Mini' QR Device with Card Acceptance
AI-Driven Financial Education Games
Money Smarts Unveils AI Financial Game on Indiegogo
Accessible Home Improvement Services
IKEA Canada Introduces Payplan by RBC
Novel Cybersecurity Solutions
AuthLN is Revolutionizing the Future of Cybersecurity
Expansive Battery Technology Ranges
The Latest EcoFlow Power Solutions Include Four Options
AI-Enhanced Cryptocurrency Wallets
Asia Broadband Debuts Next-Generation AABB Wallet App
Idea-Testing Startup Tools
Startup Idea Tester Streamlines the Early Stages of a Business
Youth-Focused Financial Literacy Guides
Lakefront Finance Targets Gen Alpha, Gen Z & Millennials
Account-Managing Finance Features
Entrust Launches a New Digital Account Opening Solution
Privacy-First Finance Apps
'Skwad' Helps Users Track Spending Without Linking Bank Accounts
Efficient Banking AI Tools
CIBC Improves Operations Through the Implementation of AI Tools
Responsible Lending Platforms
Enova is a Financial Tech Platform Making Credit More Accessible
AI-Powered Retail Payments
Focalpay's New AI Features Streamline Retail and E-Commerce Operations
Personal Shopping Assistants
Klarna Debuts a More Personalized Shopping Feature Dubbed Ask Klarna
BNPL-Backed Credit Cards
Klarna Debuts a New Credit Card with Maximized Savings and 10% Cash Back
Compact Payment Devices
Dojo Releases a Pocket-Sized Card Machine for Convenient Table Payments
Visual Payment Apps
Vizme Turns the Experience of Sending or Spending Money Into Stories
Millennial Homeowner Hubs
The Home Depot's New Homeowners Hub Equips Millennials with Resources
Comprehensive Finance Management Apps
Coop Launches a New Super App with Embedded Finance
Immigrant-Supporting AI Finance Apps
Lola4i is Leap Financial's AI Tool for Immigrant Support
Sustainable Finance Accelerators
Commerzbank Taps Tenity for a New Sustainable Finance Accelerator
Intelligent Transaction Searches
Bank of America Up[grades Its Cashpro Platform
Digitized Note-Taking Apps
FlowNote Turns Note-Taking Into an Art
Gamified Budgeting Apps
Bread Budgeting Makes Budgeting Fun By Integrating Challenges
Global Money-Transferring Apps
HSBC Unveils its Inclusive 'Zing' App and Debit Card in the UK
Interconnected Messaging Ecosystems
Whatsapp to Introduce Support for Messages Third-Party Apps
AI-Powered Finance Tools
MyFi Unveils a New AI Assistant Designed for Investment Guidance
Savvy Personal Finance Platforms
'Savewise' Personal Finance Tools Helps Maximize Every Dollar
AI Business Consultants
15-Minute Business Plans Helps Entrepreneurs and Business Owners
BNPL Bank Programs
Marqeta and Credi2 Collaborate to Enhance the Banks' Payment Capabilities
AI Investment Assistants
FinPal Helps people Make the Right Financial Decisions Through AI
Expanded Cross-Border Payments
Visa Announces the Expansion of its Visa+ Program for US Customers
Contactless Mobile Payments
Intesa Sanpaolo Teams Up with Nexi to Launch the SoftPOS Application
Upgraded Expense Tracking Features
Expensify Extends Its Reach to the Global Self-Employed Market
Credit Score Health Tools
DailyPay's Credit Health Feature Helps Support Financial Wellness
Financial Literacy Platforms
Secret U Supports Gen Z Women with Free Tools for Financial Success
Intelligent Loan Platforms
Levr.ai Helps Small Businesses Access Better Funding Options
AI Finance Tracking Solutions
With the Freelance App Users Can Track Detailed Reports & More
Effective Productivity Strategies
64Hacks Takes a Community-Driven Approach to Streamline Workflow
Personal Finance Apps
Spendwell Helps Users Gain Insights into Their Spending Habits
Explorative Entrepreneur Ideas
Hustle Momumtum Invites You to Discover and Launch Side Hustles
African Digital Wallet Platforms
Union54 Launches a New Social Commerce Platform Called ChitChat
Multi-Asset Fund Investments
Monzo Unveils a New Investment Feature for UK Customers
Global Money-Managing Apps
Zing Empowers Users to Send Money Internationally, Worry-Free
Kid-Friendly Financial Support Apps
Goaly Offers Financial Lessons for Kids and Their Parents
Democratized Financial Service Tools
Plaid Aims to Make Financial Services More Accessible
Integrated Business Banking Tools
PennyFlo Streamlines Financial Management for Businesses
Social Isolation-Combating Platforms
TimeBank by Healthfirst Foundation Has Debuted a New Platform
Connective Non-Profit Funding
Wingtap Connects Users with Charities in Need of Fund
Efficient Micro Habit Apps
Micro Habits Breaks Goals into Smaller Steps
App-Based Employee Payments
Instant Financial Automates Access to Employee Wages with New App
Multi-Currency Payment Tools
FinXP Recruits Mastercard to Debut Cross-Border Payment Solutions
Modern Business Card Scanners
Spreadly Scan Brings Networking to the Modern Age
Empowering Financial Management Apps
Windfall Makes Money Tracking and Management Easy
Flexible Loan Services
Lana Digital Introduces the Revolving Line of Credit in Mexico
Customizable Credit Rewards
ila Bank Launches a Credit Card Rewards Program for Clients
Online Tip Collecting
Tipsme Changes the Way Individuals and Businesses Collect Tips
Unified Financial Management Platforms
'Fina Money' Tracks Personal and Professional Finances
Cash-Gifting Greeting Cards
Hallmark + Venmo Cards Simultaneously Share Heartfelt Messages & Money
Enhanced Australian Lendtech Firms
Grapple Invested into its Financier Platforms with AI Tools
Pre-Launch B2B Startup Apps
Faindrr Focuses on Growth and Connections Between new Startup Founders
Flexible Payment Features
Jifiti Has Introduced Tap Now, Pay Later™ Technology
Australian Fintech Lending Tools
BeforePay Group Launched 'Carrington Labs' for B2B Lending
Personal Financial Assistants
Timmy Offers Tailored Suggestions to Improve Spending Habits
Community Borrowing Apps
Borrow Encourages Neighbours to Interact and Share
Comprehensive UAE Banking Apps
Ajman Bank Launches a "Super-App" with Codebase Technologies
Digital Scam Detection Tools
Google is Rolling Out New Tools to Keep Users Safe From Scams
Digital Credit Union Branches
Orlando Credit Union Has Introduced a New Digital Branch
Digital Commercial Payment Apps
Mastercard Unveils the Mobile Virtual Card App for Businesses
Friendship-Focused Finance Agreements
'Friends Over Money' Let's You Make Agreements with Friends
Income Tracking Tools
Money Tracker Helps Users Stay in Control of Their Finances
Productivity-Enhancing Apps
FlowFinitee Provides Valuable Insights to Increase Your Productivity
Morocco-Based Card Programs
Citibank Partners with Mastercard to Launch a Commercial Card Program
Local Economic Growth Initiatives
Hershey's is Supporting Village Savings and Loan Associations
Income-Estimating Finance Tools
Rapidio Introduces a New Income Assessment Tool for Underwriters
Digital Cash Payment Systems
Apple Cash is Planning to Offer a Virtual Card Number in Update
B2B Credit Decision Tools
Krebit Streamlines the Financial Process for Credit Card Applicants
Comprehensive Indian Payment Tools
BharatPe Unveils the Country's First All-in-One Payment Device
Important Sharing Apps
The FinhApp Let's You Share Wills or Messages with Loved Ones
Streamlined Financial Management Platforms
Ayden Simplifies Payments, Data, and Fraud Detection
Comprehensive Checkout Tools
TreviPay Launches an All-in-One Checkout Solution to Reduce Friction