These co-branded finance innovations range from paperless loyalty apps to social good currencies that raise funds for impoverished nations. The rising popularity of cryptocurrency platforms and hands-free payment apps makes these examples convenient for tech-savvy millennials.
Today's young consumers are attached to their mobile devices and don't hesitate on using them to make daily tasks more efficient. Standouts include Barclay's Pingit mobile payment service and Alibaba's Alipay Wallet app. While Pingit lets users send money to friends via Twitter, Alipay Wallet is created in partnership with health brand Xiaomi. The platform is compatible with Xiomi's wearable Mi Band device and makes on-the-go payments easy for those who love to stay active.
Other favorites include a convenient, smartwatch payment system by PayPal and Starbucks along with Royal Bank of Canada and MasterCard's joint venture with fitness band manufacturer Nymi.
20 Co-Branded Finance Innovations
20
Smartwatch Payment Systems
A New Payment Method is Being Developed Using Smartwatch Technology
19
Biometric Banking Wristbands
This Wearable Payment Device Uses Your Pulse for Authentification
18
Social Network E-Commerce
The Facebook Payment Feature is Set to Launch
17
Fitness Band Payments
Jawbone and AmEx Have Announced a Partnership Involving a New Device
16
Social Good Currency
UNICEF Promises That Its Unicoin is the 'First Currency Dedicated to Do Good'
15
Paperless Loyalty Apps
Canadian Tire's Loyalty Rewards App Offers a Better Way to Collect Perks
14
Mobile Restaurant Payments
TouchBistro is Bringing Apple Pay Solutions to Restaurants
13
Surprise Pitch Promotions
MasterCard's Surprise Promotion Invites You to Unleash Your Next Idea
12
Touchscreen Credit Cards
The MasterCard Display Card Allows People to Create One-Time Passwords
11
Eco-Friendly Credit Cards
The New 'Sustain:Green' Card Helps to Reduce a User's Carbon Footprint
10
Wearable Banking Devices
The Westpac Bank in New Zealand is Developing an Apple Watch App
9
Banking Fitness Bracelets
Alibaba's Alipay Wallet App Links to Xiaomi's Mi Band for Easy Payments
8
Mobile Payment Beacons
South Africa's SnapScan Service is Offered by Over 40 Merchants
7
E-Payment Platforms
cVita's LiveSite Online Payment System Caters to Small Business Owners
6
Social Banking Apps
Barclay's Pingit App Lets Users Send Money Via Twitter
5
Dancing Digital Payment Commercials
This Weird Ad Announces the Snapchat Snapcash Feature
4
Smartwatch Banking Apps
HDFC's WatchBanking Platform Makes Finance Management Easy
3
Price Adjustment Platforms
The 'Paribus' Plugin Automatically Fetches the Best Price for Consumers
2
Cash-Sending Chat Apps
Snapchat's New Feature, Snapcash, Lets You Send Money to Friends
1
Coffee Cryptocurrency Payments
Starbucks Hong Kong Now Accepts Bitcoin Payments
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Disruptive AI-Finance Chatbots
Origin Financial Wins Big with AI Chatbot for Everyday Finance
Digital Debit Card Campaigns
Interac Introduces 'The Lost Wallet Board' Installation in Toronto
AI Resale Apps
Croissant Debuted an Industry-First Shop Now, Sell Later Resale Experience
AI-Powered Shopping Assistants
Kudos is an AI-Driven Smart Wallet That is Rapidly Expanding
In-App Retail Expansions
Garmin Allows You to Buy Apps & Watch Faces Through the Connect IQ Store
Discount Retailer Mobile Apps
Family Dollar Debuted a New Mobile Shopping App for Customers
Wellness-Centric Credit Cards
Wells Fargo &Mastercard Debut the Attune℠ World Elite Mastercard®
Humorous Payment Campaigns
Paypal's Latest Campaign Features Actor Will Ferrell
AI-Driven Customer Loyalty Systems
TurboPush Aims to Streamline Digital Loyalty Programs
AI-Fueled Finance Apps
The 'Finn' App Can Provide Accurate Responses to Complex Queries
Viral Social Shopping Apps
The Claim App Helps Gen Z and Brands Authentically Discover One Another
Digital Rewards-Integrated Cards
TranzactCard Introduces the eZ-Power Card to its Fintech Platform
AI-Backed Private Payment Solutions
TODAQ's 'TAPP' Micropayments Improves Healthcare Privacy
Co-Browsing Shopping Platforms
buywith's Next Gen Co-Browsing Patent Helps Customers Shop Together
AI-Powered Digital Banks
Revolut Introduces its Reliable AI-Powered Finance Product, Billpay
Bakery-Café Loyalty Programs
Paris Baguette Unveiled its New PB Rewards Program and Mobile App
Payment-Friendly Crypto Wallets
The SecuX Shield BIO Has an E Ink Display, Biometrics and More
Romantic On-Demand Gift Deliveries
Minted and DoorDash Have Partnered for On-Demand Delivery
Blockchain-Integrated Online Banking
Kauri Finance 3.0 Represents an Evolution in Online Banking
Gamified Shopping Apps
Yaysay Combines AI-Powered Personalization & Gamification
AI-Powered Budgeting Apps
Cleo Helps Gen Z Get Their Finances in Order with Roast & Hype Modes
Flexible Mobile Bank Payments
Wallet Express Was Created by Samsung and Mastercard
Africa-Focused Digital Wallets
Abba Payments Debuts a Digital Wallet Service for African Consumers
Monetizable Mobile Gaming Apps
'Playbite' Enables Players to Win Gift Cards and Prizes
Convenient Traveller Payment Solutions
UnionPay Offers Seamless Transactions in Europe
Financial Literacy Board Games
Chime Launches a Gamified Financial Literacy Initiative
Digital Currency Piggy Banks
This 'Smart Piggy' Bank Concept Upgrades a Classic
User-Friendly Fuel Loyalty Programs
Bp Has Recently Introduced the Earnify™ App
Phygital Business Cards
Linq x Moo Paper Cards Merge Quality Prints with Digital Technology
AI-Powered Fintech Tools
Square Introduces Ten New Generative AI Features for Content Creation
Integrated Payment Applications
MoneyCollect's New Payment Gateway Enhances the User Experience
Financial Challenges Mobile Apps
The Achieve GOOD™ App Aims to Assist Consumers with Debt
Comprehensive Web3 Super Apps
'MultiversX' is Combining Countless Web3 Services in One App
Digital Wallet Loyalty Solutions
Loopy Loyalty Adds Loyalty Cards in Apple and Google Wallet
AI-Powered Finance Trackers
TotallyMoney and Bud Financial Launch an AI-Powered Payments Tracker
Social Shopping Apps
Locker Helps Users Organize, Share, and Earn from Online Wishlists.
Multi-Use Non-Payment Wallets
Google Wallet India Unveils an Expansion for Non-Payment Services
Golf-Inspired Credit Card Partnerships
Topgolf Callaway Brands and Visa Launch Co-Promotions
German Payment Expansions
Brite Introduces Instant Payments for German Consumers
Tech-Powered Business Solutions
Apple Business Connect Leverages the Brand's User Base
In-Car Fuel Payments
Mercedes pay+ Uses a Fingerprint Scanner to Pay with Mastercard
Digital Travel Companions
Allianz Partners Launches the allyz Mobile App for Consumer Travel Needs
Privacy-Focused Budgeting Apps
The 'Apollo' Personal Finance App Streamlines Money Tracking
Gen Z-Specific Numberless Cards
Fibe and Axis Bank Team Up to Launch a Numberless Credit Card
Scannable NFC Business Cards
The OVOU Smart Business Card Sends Users to a Custom Link
Instant Retail Savings Platforms
formi by Patron Points Offers Universal Savings for Shoppers
Web3-Driven Loyalty Programs
Hugo Boss Elevates its Rewards Program to Foster Customer Engagement
E Ink Crypto Wallets
The Ledger Flex Allows for Transaction Approvals with a Tap
Financial Accessibility-Enhancing Cards
iCapital Ventures Launches the Liorcard Titanium
Reloadable Contactless Keychains
Zara is Replacing Single-Use Gift Cards with Keychains
Rewarding AI Shopping Apps
The ShopUp App Revolutionizes In-Store Shopping with AI Data
IPP-Focused Finance Updates
Adyen is Improving the IPP Sector with New Product Expansions
Stress Reduction Finance Apps
The 'MoneyCoach' App Takes the Anxiety Out of Money Management
Authenticity-Verifying Bag Twins
Pinko Launches a Digital Twins Collection for Its Bags
Secure Payment Partnerships
Verve Unites with Moniepoint to Debut the Moniepoint Verve Debit Card
Digital Banking Metaverses
HSBC Confirms Plans to Debut a Virtual Banking Service in the Metaverse
Digital Loyalty Customer Cards
Passkit Makes Loyalty Cards for Apple and Google Wallet
Rewarding Money Apps
Shakepay Has an Innovative Reward System for Digital Currencies
Simplified Payment Platforms
Alternative Payments Has Introduced DPMax, an Open Banking Platform
Sustainable Banking Solutions
IDEMIA Unveils the GREENPAY Wallet for Sustainably Minded Bankers
Jewelry Rewards Initiatives
Mejuri Launches a New App and Loyalty Program Called Mejuri+
App-Based Charging Payments
The Lidl Plus Rewards App Will Act as a Payment Platform for Charging
Customized Convenience Retailer Apps
Family Express is Introducing a Personalized App Experience
Personality-Focused Dating Apps
The Bokay App Expands Its Services Across Canada
Blockchain-Powered Credit Unions
KeyPoint Credit Union Joins a Banking Innovation Program
Bank-Enabled Payment Rings
Intesa Sanpaolo is Introducing a New Contactless Payment Ring
Insightful Fraud-Battling Initiatives
TPAY Addresses Fraud in Mobile Payments
Engaging Spending Insights
Parcely Finance is Like 'Spotify Wrapped' for Spending Habits
Mobile Game Payment Partnerships
NetEase is Partnering with Checkout.com on Game Payment Solutions
Simplified Business Transaction Platforms
Aurora Payments Has Introduced a New Payment Platform
QR-Equipped Fashion Collections
Nobody's Child Introduces QR Codes for its New Product Line
Affordable Payment Acceptance Devices
Pine Labs Launches the 'Mini' QR Device with Card Acceptance
AI-Enhanced Cryptocurrency Wallets
Asia Broadband Debuts Next-Generation AABB Wallet App
Privacy-First Finance Apps
'Skwad' Helps Users Track Spending Without Linking Bank Accounts
Efficient Banking AI Tools
CIBC Improves Operations Through the Implementation of AI Tools
AI-Powered Retail Payments
Focalpay's New AI Features Streamline Retail and E-Commerce Operations
Alcohol Cashback Programs
Swiftly's Alcohol Cashback Program Redefines the Rebate Process
Personal Shopping Assistants
Klarna Debuts a More Personalized Shopping Feature Dubbed Ask Klarna
BNPL-Backed Credit Cards
Klarna Debuts a New Credit Card with Maximized Savings and 10% Cash Back
Compact Payment Devices
Dojo Releases a Pocket-Sized Card Machine for Convenient Table Payments
Visual Payment Apps
Vizme Turns the Experience of Sending or Spending Money Into Stories
Comprehensive Finance Management Apps
Coop Launches a New Super App with Embedded Finance
Checkout-Free Convenience Systems
7-Eleven Australia Integrates a Checkout-Free Shopping System
Secure Overseas Debit Cards
The Currencies Direct Card is Designed for Overseas Spending
Customized Membership Cards
Amaze Technologies Offers Digital Wallet Loyalty Solutions for Brands
Teen-Targeted Investment Apps
The 'Bloom' App Helps Users to Build Longterm Wealth
Family-Focused Credit Cards
The Greenlight Family Cash MasterCard Helps Families Build Credit
eCommerce Credit Cards
Shopify Credit is a Business Card Exclusively for Merchants
Gamified Budgeting Apps
Bread Budgeting Makes Budgeting Fun By Integrating Challenges
Global Cryptocurrency Adoption Programs
Aliniex Enters the Circle Alliance Program
Global Money-Transferring Apps
HSBC Unveils its Inclusive 'Zing' App and Debit Card in the UK
Interconnected Messaging Ecosystems
Whatsapp to Introduce Support for Messages Third-Party Apps
Savvy Personal Finance Platforms
'Savewise' Personal Finance Tools Helps Maximize Every Dollar
Novice-Friendly Crypto Wallets
Tori Helps Beginners and Experts Manage Digital Assets
Bill-Splitting Apps
SplitParty Helps Friends Keep Bills Fair and Organized
Business-Oriented Visa Cards
Veem Releases a New Virtual Visa Card for SMEs with Zero Fees
Pocket Concierge Apps
The Scene Matches Users to Restaurants, Bars, Clubs & Cafes
BNPL Bank Programs
Marqeta and Credi2 Collaborate to Enhance the Banks' Payment Capabilities
Expanded Cross-Border Payments
Visa Announces the Expansion of its Visa+ Program for US Customers
Delightful Recurring Payment Apps
The 'm0nthly' App Offers Mindful Money Management
Contactless Mobile Payments
Intesa Sanpaolo Teams Up with Nexi to Launch the SoftPOS Application
Credit Score Health Tools
DailyPay's Credit Health Feature Helps Support Financial Wellness
NFC-Enabled Business Cards
The Mobilo Smart Business Card Works with Any Smartphone
Amusement Park QR Readers
Intercard Launches the New Digital Kiosks with QR Code Readers
Financial Literacy Platforms
Secret U Supports Gen Z Women with Free Tools for Financial Success
Convenient Palm Payment Expansions
Amazon One Payments are Coming to Whole Foods Markets
Third-Party Coupon Providers
Instacart Taps Ibotta to Provide Customers with Digital Coupons
Seamless Automotive Shopping Apps
Awin Group of Dealerships Launches Mobile App to Enhance CX
African Digital Wallet Platforms
Union54 Launches a New Social Commerce Platform Called ChitChat
Money-Saving Grocery Apps
Schnuck Markets and Upside Launch a Co-Branded App for Rewards
Global Money-Managing Apps
Zing Empowers Users to Send Money Internationally, Worry-Free
Digital Loyalty Companions
Brew Perks Offers an Easy Way to Track Rewards, Unlock Exclusive Deals
Kid-Friendly Financial Support Apps
Goaly Offers Financial Lessons for Kids and Their Parents
Personal Finance Apps
Spendwell Helps Users Gain Insights into Their Spending Habits
Democratized Financial Service Tools
Plaid Aims to Make Financial Services More Accessible
Integrated Business Banking Tools
PennyFlo Streamlines Financial Management for Businesses
App-Based Employee Payments
Instant Financial Automates Access to Employee Wages with New App
Subscription-Based ROI Codes
Cashfree Payments and NPCI Team Up to Launch 'AutoPay on QR'
Comprehensive Business Loyalty Solutions
BusinessQR Helps Brands Build Customer Loyalty
Multi-Currency Payment Tools
FinXP Recruits Mastercard to Debut Cross-Border Payment Solutions
Modern Business Card Scanners
Spreadly Scan Brings Networking to the Modern Age
Customizable Credit Rewards
ila Bank Launches a Credit Card Rewards Program for Clients
Global P2P Transfer Services
Eco Inc Unveils Beam, a P2P Crypto Transfer Service
Online Tip Collecting
Tipsme Changes the Way Individuals and Businesses Collect Tips
Mobile Convenience Apps
Kum & Go Unveils its New Mobile Shopping Platform and Rewards Program
Unified Financial Management Platforms
'Fina Money' Tracks Personal and Professional Finances
Cash-Gifting Greeting Cards
Hallmark + Venmo Cards Simultaneously Share Heartfelt Messages & Money
Flexible Payment Features
Jifiti Has Introduced Tap Now, Pay Later™ Technology
Comprehensive UAE Banking Apps
Ajman Bank Launches a "Super-App" with Codebase Technologies
In-App Subscription-Canceling Features
Mastercard and Subaio Streamline Subscription-Canceling
Advanced Crypto Payment Links
Swaps Aims to Simplify and Enhance with Its New Payment Links
Morocco-Based Card Programs
Citibank Partners with Mastercard to Launch a Commercial Card Program
UK Contactless Pay Expansions
Apple Tap to Pay Lets iPhone Users Pay Seamlessly in the UK
Africa-Focused Finance Apps
Orange Launches the New Super-App 'Max It' for African Markets
Digital Cash Payment Systems
Apple Cash is Planning to Offer a Virtual Card Number in Update
Virtual Supplier Spending Cards
ConnexPay Launches the ConnexPay Flex Variable-Rate Virtual Card
Comprehensive Indian Payment Tools
BharatPe Unveils the Country's First All-in-One Payment Device
Bill Splitting Apps
Splitit Ensures Everyone Pays Their Fair Share Without Confusion or Delays
Delivery Service Credit Lines
India’s Food Delivery Brand Swiggy is Launching a Credit Card
Comprehensive Checkout Tools
TreviPay Launches an All-in-One Checkout Solution to Reduce Friction