These co-branded finance innovations range from paperless loyalty apps to social good currencies that raise funds for impoverished nations. The rising popularity of cryptocurrency platforms and hands-free payment apps makes these examples convenient for tech-savvy millennials.
Today's young consumers are attached to their mobile devices and don't hesitate on using them to make daily tasks more efficient. Standouts include Barclay's Pingit mobile payment service and Alibaba's Alipay Wallet app. While Pingit lets users send money to friends via Twitter, Alipay Wallet is created in partnership with health brand Xiaomi. The platform is compatible with Xiomi's wearable Mi Band device and makes on-the-go payments easy for those who love to stay active.
Other favorites include a convenient, smartwatch payment system by PayPal and Starbucks along with Royal Bank of Canada and MasterCard's joint venture with fitness band manufacturer Nymi.
20 Co-Branded Finance Innovations

20
Smartwatch Payment Systems
A New Payment Method is Being Developed Using Smartwatch Technology

19
Biometric Banking Wristbands
This Wearable Payment Device Uses Your Pulse for Authentification
18
Social Network E-Commerce
The Facebook Payment Feature is Set to Launch
17
Fitness Band Payments
Jawbone and AmEx Have Announced a Partnership Involving a New Device
16
Social Good Currency
UNICEF Promises That Its Unicoin is the 'First Currency Dedicated to Do Good'
15
Paperless Loyalty Apps
Canadian Tire's Loyalty Rewards App Offers a Better Way to Collect Perks
14
Mobile Restaurant Payments
TouchBistro is Bringing Apple Pay Solutions to Restaurants
13
Surprise Pitch Promotions
MasterCard's Surprise Promotion Invites You to Unleash Your Next Idea
12
Touchscreen Credit Cards
The MasterCard Display Card Allows People to Create One-Time Passwords
11
Eco-Friendly Credit Cards
The New 'Sustain:Green' Card Helps to Reduce a User's Carbon Footprint
10
Wearable Banking Devices
The Westpac Bank in New Zealand is Developing an Apple Watch App
9
Banking Fitness Bracelets
Alibaba's Alipay Wallet App Links to Xiaomi's Mi Band for Easy Payments
8
Mobile Payment Beacons
South Africa's SnapScan Service is Offered by Over 40 Merchants
7
E-Payment Platforms
cVita's LiveSite Online Payment System Caters to Small Business Owners
6
Social Banking Apps
Barclay's Pingit App Lets Users Send Money Via Twitter
5
Dancing Digital Payment Commercials
This Weird Ad Announces the Snapchat Snapcash Feature
4
Smartwatch Banking Apps
HDFC's WatchBanking Platform Makes Finance Management Easy
3
Price Adjustment Platforms
The 'Paribus' Plugin Automatically Fetches the Best Price for Consumers
2
Cash-Sending Chat Apps
Snapchat's New Feature, Snapcash, Lets You Send Money to Friends
1
Coffee Cryptocurrency Payments
Starbucks Hong Kong Now Accepts Bitcoin Payments
Related Ideas
AI Web3 Smartphones
Up Mobile Redefines the Mobile Experience with Integrated AI & Blockchain Tech
Disruptive AI-Finance Chatbots
Origin Financial Wins Big with AI Chatbot for Everyday Finance
Digital Debit Card Campaigns
Interac Introduces 'The Lost Wallet Board' Installation in Toronto
Viral Social Shopping Apps
The Claim App Helps Gen Z and Brands Authentically Discover One Another
AI Resale Apps
Croissant Debuted an Industry-First Shop Now, Sell Later Resale Experience
AI-Powered Shopping Assistants
Kudos is an AI-Driven Smart Wallet That is Rapidly Expanding
Cryptocurrency-Focused Payment Solutions
KuCoin Pay Offers Seamless Cryptocurrency Transactions
In-App Retail Expansions
Garmin Allows You to Buy Apps & Watch Faces Through the Connect IQ Store
Wellness-Centric Credit Cards
Wells Fargo &Mastercard Debut the Attune℠ World Elite Mastercard®
Humorous Payment Campaigns
Paypal's Latest Campaign Features Actor Will Ferrell
AI-Driven Customer Loyalty Systems
TurboPush Aims to Streamline Digital Loyalty Programs
Sausage Snack ATMs
Greggs and Monzo Created a Sausage Roll-Dispensing Machine
AI-Backed Private Payment Solutions
TODAQ's 'TAPP' Micropayments Improves Healthcare Privacy
AI-Powered Digital Banks
Revolut Introduces its Reliable AI-Powered Finance Product, Billpay
Bakery-Café Loyalty Programs
Paris Baguette Unveiled its New PB Rewards Program and Mobile App
Kid-Friendly Digital Wallets
Google Wallet for Kids Offers Parents a Digital Way to Give Money
Payment-Friendly Crypto Wallets
The SecuX Shield BIO Has an E Ink Display, Biometrics and More
Social Commerce Platforms
21 Buttons is a Social Fashion Shopping Network
Rental Payment-Tracking Services
KoHo Financial Unveils a New Rent Reporting Feature for Canadians
QR Code-Based Payment Systems
Noda Strives to Provide a Cost-Effective Payment Alternative
Tactile Payment Cards
Mastercard's Touch Card Empowers Sight Loss Community with Notched Design
Blockchain-Integrated Online Banking
Kauri Finance 3.0 Represents an Evolution in Online Banking
Financial Health-Focused Apps
Kedrec Recently Debuted the Cash Flow and Capital App
Challenge-Based Fitness Rewards Platforms
Receipts Debuts the Collective Movement Series
Freelancer-Friendly Corporate Cards
Juuli Debuts a Visa Corporate Card for Freelancers
AI-Powered Budgeting Apps
Cleo Helps Gen Z Get Their Finances in Order with Roast & Hype Modes
Monetizable Mobile Gaming Apps
'Playbite' Enables Players to Win Gift Cards and Prizes
Convenient Traveller Payment Solutions
UnionPay Offers Seamless Transactions in Europe
Charitable Loyalty Program Expansions
Points4purpose Expands CommunityRewards™ to American Express
Phygital Business Cards
Linq x Moo Paper Cards Merge Quality Prints with Digital Technology
User-Friendly Fuel Loyalty Programs
Bp Has Recently Introduced the Earnify™ App
AI-Powered Loyalty Programs
The Ubacart Loyalty Program is Targeted Towards Convenience Stores
Streamlined Cryptocurrency-Focused Apps
Blaqclouds Debuts ShopwithCrypto.io, a Progressive Web App
Teen Finance Education
SimplyBudget Helps Teens Manage Money With AI and Parental Oversight
Global Payment Solutions
A-Pay Starts Processing Payments in One Day With Global Reach
Humorous Payment Platform Campaigns
The Great PayPal Checkout Spotlights the Pay Later Services
Cohesive POS Platforms
The Genius POS Platform from Global Payments is Powerful
Financial Challenges Mobile Apps
The Achieve GOOD™ App Aims to Assist Consumers with Debt
Simplicity-Focused Mobile Banking Apps
Bank Rakyat Indonesia Debuts the #BRImoWorldXperience
Enhanced Digital Payment Platforms
Smooth Commerce Integrates Interac Debit Capabilities
Patron-Led Payment Systems
Union Aims to Revolutionize POS Processes with Heightened Convenience
Digital Wallet Loyalty Solutions
Loopy Loyalty Adds Loyalty Cards in Apple and Google Wallet
Influencer-Focused App Development Platforms
Wavemaker Debuts a Mobile App Development Platform
Commerce-Enhanced Payment Cards
Venmo Debit Mastercard Offers 15% Cash Back at Popular Retailers
Luxury Handbag Social Integrations
Prada and Miu Miu Add New Options to Snap's Bitmoji Wardrobe
Social Shopping Apps
Locker Helps Users Organize, Share, and Earn from Online Wishlists.
Multi-Use Non-Payment Wallets
Google Wallet India Unveils an Expansion for Non-Payment Services
Golf-Inspired Credit Card Partnerships
Topgolf Callaway Brands and Visa Launch Co-Promotions
German Payment Expansions
Brite Introduces Instant Payments for German Consumers
Financial Accessibility-Enhancing Cards
iCapital Ventures Launches the Liorcard Titanium
Global Payment-Based Partnerships
Checkout.com is Enhancing Payment Options for HEYTEA
Female-Focused Smart Wallet Solutions
iWallet Corporation Announces the iClutch Smart Wallet
Web3-Driven Loyalty Programs
Hugo Boss Elevates its Rewards Program to Foster Customer Engagement
Tech-Powered Business Solutions
Apple Business Connect Leverages the Brand's User Base
Cryptocurrency Payment Acceptance Tools
Instacoins is Partnering with Prominent Luxury Brands
Personalized Digital Payment Platforms
Mastercard One Credential Offers More Flexibility for Gen Z
Gamified Cashback Platforms
ShopBack is Bringing Mobile-First Cashback Experiences to US Shoppers
E Ink Crypto Wallets
The Ledger Flex Allows for Transaction Approvals with a Tap
Voice-Powered Payment Technology
iWallet Debuts the Voice AI to Payments Feature
Rewarding AI Shopping Apps
The ShopUp App Revolutionizes In-Store Shopping with AI Data
IPP-Focused Finance Updates
Adyen is Improving the IPP Sector with New Product Expansions
Comprehensive Financial Management
Origin Helps Budget, Invest, Save, and Get AI-Powered Guidance
Blockchain-Friendly Finance Solutions
Futureverse Partners with Rakuten Wallet
Digital Loyalty Customer Cards
Passkit Makes Loyalty Cards for Apple and Google Wallet
Rewarding Money Apps
Shakepay Has an Innovative Reward System for Digital Currencies
Simplified Payment Platforms
Alternative Payments Has Introduced DPMax, an Open Banking Platform
Sustainable Banking Solutions
IDEMIA Unveils the GREENPAY Wallet for Sustainably Minded Bankers
Cryptocurrency-Focused Financial Ecosystems
UXLINK's Fuji Card Streamlines Cryptocurrency Payments
AI-Crafted Banking Ads
The U.S. Bank Debuts 'The Power of Us' Campaign
App-Based Charging Payments
The Lidl Plus Rewards App Will Act as a Payment Platform for Charging
Early Wage Solutions
Tapcheck Provides On-Demand Pay Access for Employee Financial Flexibility
Small Business Support Initiatives
Mastercard Awards Ten Female Entrepreneurs with Grants
Personality-Focused Dating Apps
The Bokay App Expands Its Services Across Canada
Simplified Crypto Buying
EchoPay Simplifies Buying Memecoins with Credit Cards and Web2 Login
Blockchain-Powered Credit Unions
KeyPoint Credit Union Joins a Banking Innovation Program
Digital Business Card Platforms
Digital Business Card Claims to Offer an Eco-Friendly Approach
Travel Sector-Focused Payment Tools
Nium and HyperGuest Streamline B2B Payments in Travel
Engaging Spending Insights
Parcely Finance is Like 'Spotify Wrapped' for Spending Habits
Insightful Fraud-Battling Initiatives
TPAY Addresses Fraud in Mobile Payments
Flexible Cruise Payment Solutions
Expedia Group and Flex Pay Bolster Flexible Payment Options
Effective Credit-Building Apps
Kikoff Relies on Targeted Financial Tools to Help Individuals
Simplified Business Transaction Platforms
Aurora Payments Has Introduced a New Payment Platform
Accessible Home Improvement Services
IKEA Canada Introduces Payplan by RBC
In-App Payment Partnerships
Appcharge is Working with AppsFlyer to Enhance Web Store Solutions
AI-Enhanced Cryptocurrency Wallets
Asia Broadband Debuts Next-Generation AABB Wallet App
Expanded Purchase Financing Tools
Klarna Inks a Deal with Walmart for its Buy-Now-Pay-Later Tool
Cross-Border Remittance Features
e& Egypt Launches Instant Transfers Using a Digital Wallet
Empowering Youth Bank Accounts
The OCBC MyOwn Account Helps Gen Alpha Learn Financial Literacy
Cashless Business Technologies
Aleta Planet Debuts the MPLUS Aleta for Southeast Asian Consumers
Privacy-First Finance Apps
'Skwad' Helps Users Track Spending Without Linking Bank Accounts
Efficient Banking AI Tools
CIBC Improves Operations Through the Implementation of AI Tools
BNPL-Backed Credit Cards
Klarna Debuts a New Credit Card with Maximized Savings and 10% Cash Back
Group Finances-Centered Payment Apps
Tribe Money Pools is Introducing an Innovative Payment App
Interactive Packaging Content
SmartLinks Debuts a Self-Serve Platform for Product Packaging
Financial Control Tools
iSave Makes Money Management Simple With Tracking, Goals, And Insights
Checkout-Free Convenience Systems
7-Eleven Australia Integrates a Checkout-Free Shopping System
Athlete Financial Partnerships
The Shaquille O’deal Campaign Educates on Financial Freedom
Incentivized Budgeting Apps
'Tale' Builds Better Financial Habits and Earn Rewards for Budgeting
Customized Membership Cards
Amaze Technologies Offers Digital Wallet Loyalty Solutions for Brands
Neurodivergent Virtual Budgeting
Purple Piggy Bank Tracks Expenses and Manage Finances Securely
Seamless Debit Cards
LFG Inc. Partners with GlobiancePay to Launch the LFG Debit Card
Digital Gifting Platforms
On Me Makes the Traditional Gift Card Experience Modern & Personal
Gamified Budgeting Apps
Bread Budgeting Makes Budgeting Fun By Integrating Challenges
Global Cryptocurrency Adoption Programs
Aliniex Enters the Circle Alliance Program
Savvy Personal Finance Platforms
'Savewise' Personal Finance Tools Helps Maximize Every Dollar
Effortless Group Payment Tools
Tabbit Splits Bills Easily with Payment Links Via Any Messaging App
Immersive Restaurant Rewards App
Bella Italia is Unveiling a New Digital App for its Guests
Bill-Splitting Apps
SplitParty Helps Friends Keep Bills Fair and Organized
In-App Foreign Exchanges
Itaú Unibanco Officially Debuts Multi-Currency Foreign Exchange Solutions
Discount Retailer Rewards Apps
Poundland's 'Poundland Perks' Program Unlocks Exclusive Discounts
Expanded Cross-Border Payments
Visa Announces the Expansion of its Visa+ Program for US Customers
Credit Score Health Tools
DailyPay's Credit Health Feature Helps Support Financial Wellness
Youth-Targeted Finance Campaigns
Little Learners, Big Earners Teaches Money Basics to Gen Alpha
Novice-Friendly Crypto Wallets
Tori Helps Beginners and Experts Manage Digital Assets
Democratized Financial Technologies
DigitalFI & Commercial Business Systems Form Partnership
Third-Party Coupon Providers
Instacart Taps Ibotta to Provide Customers with Digital Coupons
Personal Finance Apps
Spendwell Helps Users Gain Insights into Their Spending Habits
African Digital Wallet Platforms
Union54 Launches a New Social Commerce Platform Called ChitChat
Consumer Insights Partnerships
Paytronix is Working with Ovation to Improve Feedback Acquisition
Digital Loyalty Companions
Brew Perks Offers an Easy Way to Track Rewards, Unlock Exclusive Deals
Curated Flight Deal Apps
The Going App Offers Expert and Personalized Travel Deals
Kid-Friendly Financial Support Apps
Goaly Offers Financial Lessons for Kids and Their Parents
Social Isolation-Combating Platforms
TimeBank by Healthfirst Foundation Has Debuted a New Platform
Peruvian Consumer Rewards Platforms
YAPE is an Elevated Digital Wallet and Rewards App
Comprehensive Business Loyalty Solutions
BusinessQR Helps Brands Build Customer Loyalty
Online Tip Collecting
Tipsme Changes the Way Individuals and Businesses Collect Tips
Unified Financial Management Platforms
'Fina Money' Tracks Personal and Professional Finances
Flexible Payment Features
Jifiti Has Introduced Tap Now, Pay Later™ Technology
Unified Payment Links
Supercash Link Streamlines Payments With One Keychain Link
Innovative Blockchain Phones
The Phēnix X Blockchain Phone by Finnovant is Advancing Globally
Australian Fintech Lending Tools
BeforePay Group Launched 'Carrington Labs' for B2B Lending
Advanced Crypto Payment Links
Swaps Aims to Simplify and Enhance with Its New Payment Links
Bill Splitting Apps
Splitit Ensures Everyone Pays Their Fair Share Without Confusion or Delays
Morocco-Based Card Programs
Citibank Partners with Mastercard to Launch a Commercial Card Program
Simplified Youth Savings
Dive Money is a Savings App for Gen z, Offering Interest on Deposits
Digital Cash Payment Systems
Apple Cash is Planning to Offer a Virtual Card Number in Update
Virtual Supplier Spending Cards
ConnexPay Launches the ConnexPay Flex Variable-Rate Virtual Card
Comprehensive Indian Payment Tools
BharatPe Unveils the Country's First All-in-One Payment Device
Mindful Finance Trackers
Paktol App Helps You Track Spending With A Growth-Focused Approach
Gas Retailer Rewards Programs
Gas N Wash Unveils its Updated Mobile App and Rewards Program