In many ways, this SocialBusiness.org top list of bank-related social innovations stems from the Grameen Bank in the sense that the conversation often comes back to microfinance, microcredit and microloans. At the same time, however, banking and social entrepreneurship often intersect in a variety of ways that our outside what Muhammad Yunus started a number of years ago.
From impact bond shorts to creative credit programs, these bank-related social innovations attempt to change the way banking is typically an exclusive practice and bring more people into a fairer bank system (and there's an organization in London, United Kingdom called Fair Finance which offers accessible and affordable finance). Another way is through education, for example, what MyBnk and its founder, Lily Lapenna, are pushing for.
25 Bank-Related Social Innovations

24
Microfinance Investing
Kiva.org Lets You Become a Banker to the Poor

23
Ebay Ventures Into Microfinance
MicroPlace.com

22
Cooperative Banks
Rabobank is an Old Institution That Funds Sustainable Business
21
Microlending Credit Cards
KivaB4B Doubles Grants
20
Volunteer Time Credits
Spice Innovations Engages Community in Order to Create Change
19
Microfinancing Poverty Solutions
Lumana Credit is Microlending to Rural Africans from Seattle
18
Urban Housing Banks
Jamii Bora is a Microfinance Institution Based in Nairobi, Kenya
17
Alternative Banking Loans
The Hilltop Microfinance Initiative Helps in Low-Income Entrepreneurs
16
Inclusive Economic Development
Aavishkaar Invests in Rural Communities Through Entrepreneurs
15
Crafty Microfinance Blogs
Ahkun Takes a Different Approach with Local Artisans
14
Cashless Microfinance
Musoni Delivers Banking Services by Way of Cellphones
13
Collateral-Free Microcredit
Muhammad Yunus's Grameen Bank Has Revolutionized Finance
12
Youth-Oriented Finances
MyBnk Teaches Money Management and Entrepreneurial Skills
11
Accessible Loans
My Home Finance is a Deloitte Social Innovation Pioneer
10
Social Entrepreneur Associations
‘Ashoka: Innovators for the Public' is World-Changing
9
World Bank Books
'The New Microfinance Handbook: A Financial Market System Perspective'
8
Global Microfinance Networks
FINCA Provides Financial Services to Low-Income Entrepreneurs
7
Alternative Loan Products
Fair Finance Offers Affordable Banking to Urban Populations
6
Neighborhood-Revitalizing Banks
Next Street Financial Works in Inner-City Communities
5
American-Based Microlending
ACCION Chicago Provides Financial Access to Small Business Owners
4
Creative Credit Programs
The Microfinance for Artists Research Project Focuses on Socio-Economics
3
Local Time Banking Communities
Hour Exchange Portland Has Residents Trading Services
2
Social Advisory Firms
Intellecap is a ‘Think and Do' Tank With Market-Based Strategies
1
Socially Responsible Loan Services
Moneyline Cymru Offers Affordable Credit Solutions
Related Ideas
Business-Focused Environmental Responsibility Tools
WildSight Targets Corporate Leaders
Creative Online Social Networks
BuzzFeed Introduces the New BF Island Social Network
Purposeful Consumer-Focused Campaigns
IKEA's Sleepfluencers Campaign is a Clever Way to Give Back
Eco Storytelling Workwear Campaigns
Patagonia's We Can Get There From Here Tells is Inspiring
Revolutionary Social Networking Platforms
Soei aims to contribute value to the Global Community
DIY Fandom Initiatives
Scotiabank's Make it Merch Launch Promotes Inclusivity & Sustainability
Digital Sustainable Food Solutions
Special Projects Debuts Eco Lenses to Help with Decision-Making
Content Marketing Hubs
Arcane Helps Startups Transform Insights into Impactful Content
Futuristic Imaginative Design Concepts
Toyota Introduces the Unique E-Collection of Products
AI Accelerator Programs
Telnyx Aims to Support Startups and Emerging Businesses
Kid-Envisioned Urban Environments
The Little Big Playmat Takes a Creative Path to Design Problems
Rice Straw Fashion Collections
Siam Kubota and Greyhound Original Launch 'Turn Waste to Agri-Wear'
Finance eSports Partnerships
GIANTX Partnered with HSBC to Educate Youth on Finances
Streamlined Content Production Tools
IntelligenceBank Integrates Its Service with Adobe GenStudio
Creativity-Centered Workshops
Gap's Workshop Initiative Empowers Local Makers in San Francisco
Rental Payment-Tracking Services
KoHo Financial Unveils a New Rent Reporting Feature for Canadians
Blockchain-Integrated Online Banking
Kauri Finance 3.0 Represents an Evolution in Online Banking
Ethical Coffee Partnerships
Win Win Coffee Collaborates with Aramark for Community Impact
Financial Health-Focused Apps
Kedrec Recently Debuted the Cash Flow and Capital App
Inspiring Women-Focused Campaigns
'Computer Science Is Everything' Inspires Future Innovators
Gamified Crowdfunding Platforms
Tiltify Personal Helps Raise Money with Interactive Tools
Social Commerce Apps
GIST is an App-Based Social Platform for Sharing Purchases with Friends
Mindful Eco-Friendly Banks
Climate First Bank is Ready to Expand Nationwide
Coffee Kindess Initiatives
Cambio Roasters Launches Random Act of Kindness Week Campaign
Esports CSR Initiatives
The Global Esports Federation Launched a Global Social Impact Initiative
Startup Idea Generators
Idea Forge Helps You Discover, Generate, and Assess Startup Ideas
Financial Coloring Books
Chime Boasts Activities for Financial Progress Month
Innovative Outdoor Advertising Campaigns
Unilever's Dirt is Good Turns Billboards into Playgrounds
Generative AI Healthcare Solutions
Light-It Group Debuts a New Chapter — Enlighten Ventures
Canadian Rent-Reporting Tools
Borrowell is Helping Canadians Build Their Credit with Rent Payments
Inventive Retail Strategies
H&M is Working to Localize Its Shopping Experience
AI Startup Idea Generators
IdeaPicker Scours Reddit to Discover Your Next Big Idea
Irish Tillage Advancements
Irish Distillers and Bank Of Ireland Launch a Sustainable Loan Program
Simplicity-Focused Mobile Banking Apps
Bank Rakyat Indonesia Debuts the #BRImoWorldXperience
Credit-Boosting Financial Tools
Zenbase Introduces a Rental Reporting API for Credit Building
Luxury Financial Centers
JPMorgan will Transform First Republic Branches into Financial Centers
Marketing Idea Generators
Thunderbucket Provides Marketing Ideas and Observations at Speed
Auto-Savings Digital Bank Features
Superbank Introduces a New Auto-Savings Feature
Eco-Friendly Pet Programs
Mars Petcare and Big Idea Ventures Launch a Sustainable Pet Food Program
Financial Accessibility-Enhancing Cards
iCapital Ventures Launches the Liorcard Titanium
Sleep Quality-Focused Employee Initiatives
BBVA Wants to Enhance Sleep Quality of Employees
Empowering Startup Programs
Siemens Has Unveiled the 'Siemens for Startups' Program at CES 2025
Creative-Centric Campaigns
CFDA and Swarovski Launch Re:Generation Fund to Empower Creatives
Idea Validating Platforms
HeadStarter Helps Entrepreneurs Discover If Their Idea Exists
Supportive Entrepreneur Communities
Ooutliers Shares Insights From Successful Startups
Tech-Powered Business Solutions
Apple Business Connect Leverages the Brand's User Base
Startup Growth Strategies
Do Things That Don't Scale Offers Startup Tactics for Growth
Eco-Friendly Indian Fashion
Latin Quarters Debuts a Stylish Capsule Using Sustainable Practices
Purpose-Driven Leadership Schools
The African School of Governance is Accepting Its First Cohort
Startup Networking Platforms
Foundity Connects Founders with Peers, Resources, and AI Tools
International Professional Neobanks
'Zolve' Offers Financial Solutions for High-Skilled People
Simplified Payment Platforms
Alternative Payments Has Introduced DPMax, an Open Banking Platform
AI-Powered Fundraising Platforms
Socap.ai Simplifies Startup Fundraising and Expands Networks
Online Idea-Sharing Platforms
Collaborate, Share, and Discover Projects with Oasis of Ideas
Sustainable Banking Solutions
IDEMIA Unveils the GREENPAY Wallet for Sustainably Minded Bankers
Branded Digital Light Shows
The 'Blak Labs' and 'Maybank' Light Show Sends a Festive Message
AI-Crafted Banking Ads
The U.S. Bank Debuts 'The Power of Us' Campaign
Small Business Support Initiatives
Mastercard Awards Ten Female Entrepreneurs with Grants
Sustainable Turkish Textile Initiatives
ILO Turkiye and Ekodoku Aim to Boost Eco-Friendly Textiles
Social Connection-Focused Initiatives
Meals on Wheels America Combats Loneliness Among Seniors
Sustainable Funding Summits
Emerald Summit Connects Climate Innovators with Impact Investors
Eco-Conscious Production Facilities
Soorty Enterprises Achieves SBTi Validation for Its Eco Goals
Blockchain-Powered Credit Unions
KeyPoint Credit Union Joins a Banking Innovation Program
Digital Business Card Platforms
Digital Business Card Claims to Offer an Eco-Friendly Approach
Environmental Sustainability Business Initiatives
Butterfly Pavilion Organized a Special Coalition
Insightful Fraud-Battling Initiatives
TPAY Addresses Fraud in Mobile Payments
Clean Energy Battery Companies
Greenworks Group Has Been Featured in The Human Component
Feel-Good Financial Campaigns
Ally Financial's Banksgiving Supports Customers in Need with Funds
Effective Credit-Building Apps
Kikoff Relies on Targeted Financial Tools to Help Individuals
Social Justice Desert Campaigns
Ben & Jerry's 'Make Some Motherchunkin' Change' Campaign Debuted
Connective Supplier Initiatives
Hilton Supply Management Boasts Fair Procurement Practices
Accessible Home Improvement Services
IKEA Canada Introduces Payplan by RBC
Business Idea Development
Think Tank Pro Helps Turn Ideas into Actionable Business Plans
Social Change-Promoting Skateboarding Programs
DGK Highlights Its Saved by Skateboarding Program
Small Business Grants Program
eBay Kicks Off Its Fifth Annual Up & Running Grants Program
Localized Enterprise Programs
Unilever Introduced a Suppliers’ Recruitment Drive in Thailand
Marketing Social Advocacy Tools
Nut Tree Helps Smaller Brands Boost Their Presence
Forest-Protecting Fashion Brand Initiatives
Canopy Leads an Initiative To Save the Forests
Youth-Focused Financial Literacy Guides
Lakefront Finance Targets Gen Alpha, Gen Z & Millennials
Empowering Women Entrepreneur Programs
Suzy Levian Recently Launched the EmpowerHer™ Program
Privacy-First Finance Apps
'Skwad' Helps Users Track Spending Without Linking Bank Accounts
Efficient Banking AI Tools
CIBC Improves Operations Through the Implementation of AI Tools
BNPL-Backed Credit Cards
Klarna Debuts a New Credit Card with Maximized Savings and 10% Cash Back
Cross-Border Startup Pitching Competitions
Seoul Seeks to Ignite Global Startup Collaboration
Social Good Computer Drives
Digitunity Partners with OBAE to Address Technological Barriers
Culture-Focused Crowdfunding Campaigns
NTD International Competitions Runs a Crowdfunding Campaign
Youth Education Partnerships
FP Markets and Cricket Brasil Debuted a Youth Development Initiative
At-Risk Youth-Targeted Initiatives
Victoria's Secret Notes Its Work with Pacific Links Foundation
Sustainable Travel Methods
Intrepid Unveils a Sustainable Travel Service to Incentivize Rail Usage
Athlete-Inspired AI Brand Campaigns
AngelAi Taps a Groups of Athletes to Promote Its Ethos
Anniversary-Celebrating Nonprofit Partnerships
LILYSILK Engages in Philanthropic Partnerships
Customer Gifting Suites
Grey Bandit's Gifting Suite Gave Customers the Influencer Treatment
Hospitality Development Programs
IHG Hotels & Resorts Introduced IHG LIFT to Diversify Ownership
Nature-Themed Modern Workspaces
The New Natwest Office in London Features Greenery Throughout
Inspirational Learning Management Tools
'Get Inspired' Offers Digestible Snippets of Content
Idea Feedback Platforms
Only Ideas Helps You Showcase, Share, and Improve Your Startup Concepts
Curated Startup Pitches
Startup Pitch Videos Curates Top Startup Pitches From Global Accelerators
Inclusivity-Fostering Image Banks
Disneyland Paris Has Introduced an Innovative Image Bank
Credit Score Health Tools
DailyPay's Credit Health Feature Helps Support Financial Wellness
Diversifying University Supplier Initiatives
The Supplier Diversity Fair Aims to Support Locals
Women-Empowering Work Programs
Vantage Foundation and Grab Indonesia Address Workforce Challenges
Effective Productivity Strategies
64Hacks Takes a Community-Driven Approach to Streamline Workflow
Niche Community Builders
Socially is the Community Builder Platform for Niche Creators Everywhere
Real-World Business Ideas
People Problems Discovers Real Business Opportunities From Daily Needs
Personal Loans Marketplaces
Ratehub Has Launched Its Custom-Built Tool — LoanFinder
Expansive Inclusivity Initiatives
Boathouse Group Implements a Supplier Diversity Program
Accessibility-Focused Homeownership Programs
Sun West Mortgage Company Partners with Crib Equity
Business Management Tools
FoundersKit Simplifies Business Management with Financial Tracking & CRM
Social Isolation-Combating Platforms
TimeBank by Healthfirst Foundation Has Debuted a New Platform
Connective Non-Profit Funding
Wingtap Connects Users with Charities in Need of Fund
Crowdfunding Feedback Platforms
FeedFund Sets Goals, Collects Donations and Track Progress
Inventive Charity Initiatives
Spark Financial's Annual Charity Initiative is for Autism Awareness
Digital Student Opportunities
Campus Connect Links Students to Tailored Opportunities Worldwide
Natural Material-Transformed Artworks
Borrowed Earth Collaborative Uses Natural Materials for Art
Flexible Loan Services
Lana Digital Introduces the Revolving Line of Credit in Mexico
Enhanced Australian Lendtech Firms
Grapple Invested into its Financier Platforms with AI Tools
Pre-Launch B2B Startup Apps
Faindrr Focuses on Growth and Connections Between new Startup Founders
Flexible Payment Features
Jifiti Has Introduced Tap Now, Pay Later™ Technology
Australian Fintech Lending Tools
BeforePay Group Launched 'Carrington Labs' for B2B Lending
Intellectually Stimulating Social Media
Maven Goes Back to Basics with Traditional Algorithms
Sustainable Water Equity Funds
Candriam Unveils a New Water Conservation Fund for Businesses
Institutional Bitcoin Adoptions
Onramp Bitcoin Announced the Debut of Onramp Institutional
Membership-Based Community Engagement
The Lamp App Uses Technology to Promote Community Giving
Shared Kitchen Initatives
Metro & Food Banks of Quebec Address Food Insecurity
Investor Outreach Assistants
Blobfish AI Optimizes Investor Connections With Tailored Outreach
Sustainable Barley-Growing Systems
Chivas Brothers Unveils a New Sustainable Agriculture Program
Blood Center Campaigns
Markham Yard Releases the Blood Center Campaign to Inspire Donations
Digital Credit Union Branches
Orlando Credit Union Has Introduced a New Digital Branch
Children-Focused Literacy Campaigns
Scholastic Focuses on Expanding Access to Books
Elderly-Catered Journal Concepts
The Dual-Screen Journal Concept Captures Important Memories
Mental Health Community Engagement
OOt Social Health Recently Launched Its Application
Youth-Oriented Arts Camps
QNB is Set to Unveil an Eco-Friendly Arts Camp for Kids 4-14
In-Person Community Builders
Spon Empowers People to Build Up Their Communities
Entrepreneurial Community Building
VenturePals Steps in to Help Solo Entrepreneurs Find Community
Gamified Inspiration Networks
Dailycrowds Gamifies Social Interaction for Motivation and Insights
Local Economic Growth Initiatives
Hershey's is Supporting Village Savings and Loan Associations
Growth-Based Marketing Platforms
Crowdtiv Connects Mentors and Mentees to Grow Businesses
Startup Partnership Platforms
Foundance Helps Startups Find Co-Founders and Structures Agreements
B2B Credit Decision Tools
Krebit Streamlines the Financial Process for Credit Card Applicants
Personalized Content Discovery Tools
Bread Allows Users To Discover Social Content and Save it