In the early 1990s, Muhammad Yunus founded the Grameen Bank, which at the time -- due to its social loan opportunities -- revolutionized the way in which business people consider people in the Majority World as a profitable market in and of themselves. The Grameen Bank uses a system of peer-pressure to allow for collatoral-free microcredit.
By creating innovative and purpose-driven products, loan providers targeting the bottom of the pyramid prove that it pays off -- socially and economically. That profit, however, is not the only bottom line. Social and environmental factors are increasingly important, of course in the social business space, but also for corporates who are merging toward a middle-ground.
This top list of social loan opportunities explores a different way to lend whether it be through community, microfinance or an apt mix of both.
12 Social Loan Opportunities
From Youth-Oriented Finances to Collateral-Free Microcredit:
Tiana Reid — Nov 12, 2011 — Social Good
12
Microfinance Investing
Kiva.org Lets You Become a Banker to the Poor
11
Ebay Ventures Into Microfinance
MicroPlace.com
10
Microlending Credit Cards
KivaB4B Doubles Grants
9
Fashionable Micro-Lending
Benetton's Global Campaign to Support Birima
8
Giving 2.0
Kiva Loans Lend Directly to a Developing World Entrepreneur
7
Collateral-Free Microcredit
Muhammad Yunus's Grameen Bank Has Revolutionized Finance
6
Youth-Oriented Finances
MyBnk Teaches Money Management and Entrepreneurial Skills
5
Student Loan Micro-Lending
Kiva Student Loans Let You Fund a Student's Education
4
Green Power Microlending
Energy in Common's Person-to-Person Loans Fight Climate Change
3
Global Microfinance Networks
FINCA Provides Financial Services to Low-Income Entrepreneurs
2
Alternative Loan Products
Fair Finance Offers Affordable Banking to Urban Populations
1
American-Based Microlending
ACCION Chicago Provides Financial Access to Small Business Owners
Related Ideas
Multifunctional Micro-Camper Vans
The Toyoya Kayoibako Prioritizes Flexibility
Disruptive AI-Finance Chatbots
Origin Financial Wins Big with AI Chatbot for Everyday Finance
Nature-Inspired Solar Panel Trees
New World Wind Develops the Aeroleaf Hybrid Technology
Social-Centric Wireless Earbud Concepts
Kusi Boateng-Arthur Introduces the Social Earbud Concept
Eco Storytelling Workwear Campaigns
Patagonia's We Can Get There From Here Tells is Inspiring
Playful Entrepreneurial Metaverses
e.l.f. UP! on Roblox Helps Gen Z & Gen Alpha Build Skills
Eco-Conscious Coffee Programs
Costa Coffee's Club Loyalty Scheme Rewards Eco-Minded Customers
AI-Fueled Finance Apps
The 'Finn' App Can Provide Accurate Responses to Complex Queries
Social Movement Medals
The Openness Medal by Samsung Invites Gen Z to Share Challenges
Rice Straw Fashion Collections
Siam Kubota and Greyhound Original Launch 'Turn Waste to Agri-Wear'
Finance eSports Partnerships
GIANTX Partnered with HSBC to Educate Youth on Finances
Eco-Friendly Bio-Composite Roof Tiles
Studio SKLIM's Lo-Hi Tech Project with Solar Paneling
Incentivized Recycling Hoodies
The SIXR ‘For Tomorrow’ Hoodie Rewards Consumers for Recycling
Ethical Coffee Partnerships
Win Win Coffee Collaborates with Aramark for Community Impact
Kids' Money Management Books
'The Adventures of Ca$hman & Supersaver' Promotes Financial Awareness
Clothing Buy-Back Programs
Eileen Fisher Revolutionizes Clothing Recycling with Renew Program
Mindful Eco-Friendly Banks
Climate First Bank is Ready to Expand Nationwide
Esports CSR Initiatives
The Global Esports Federation Launched a Global Social Impact Initiative
Micro-Influencer Marketing Services
SCREENSHOT Micro Boost Refines the Brand-Creator Experience
Debt Relief Initiatives
Experian Announces a $10 Million Debt Relief for the Hispanic Community
Ethical Premium Bedding
Linen Reform is Revolutionizing the Home Textile Market
Generative AI Healthcare Solutions
Light-It Group Debuts a New Chapter — Enlighten Ventures
Integrated Influencer Marketing Platforms
SocialTalk Helps Users Discover, Track, and Connect
Marketing Idea Generators
Thunderbucket Provides Marketing Ideas and Observations at Speed
Textile Recycling Solutions
SuperCircle Secures $7M to Enhance Textile Recycling Infrastructure
Auto-Savings Digital Bank Features
Superbank Introduces a New Auto-Savings Feature
Sustainable Agriculture Initiatives
Sadot Group Inc. Announced the 'Outgrower' Initaitive
Financial Accessibility-Enhancing Cards
iCapital Ventures Launches the Liorcard Titanium
Textile Recycling Partnerships
Dunelm and The Salvation Army Partnered on a New Program
Regenerative Agriculture Partnerships
General Mills is Working with Walmart for a Greener Future
Community Engagement Platforms
Dmany Builds Loyal Communities to Fuel Growth and Success
Hair-Reusing Fabric Companies
This Dutch Startup Uses Discarded Hair to Create Clothes and Carpets
Supportive Entrepreneur Communities
Ooutliers Shares Insights From Successful Startups
Youth-Focused Social Campaigns
Claire’s Introduces a New Gen Z-Alpha Platform Called 'The Collab'
Gen Z Anti-Loneliness Funds
Hinge Combats Loneliness for Gen Z - $1M Fund
Eco-Friendly Indian Fashion
Latin Quarters Debuts a Stylish Capsule Using Sustainable Practices
Feel-Good Financial Campaigns
Ally Financial's Banksgiving Supports Customers in Need with Funds
AI-Powered Fundraising Platforms
Socap.ai Simplifies Startup Fundraising and Expands Networks
Sustainable Banking Solutions
IDEMIA Unveils the GREENPAY Wallet for Sustainably Minded Bankers
Beauty Innovation Funds
L’Oréal's Inclusive Beauty Fund Recipients Were Announced
Forest-Friendly Fashion Partnerships
GANNI and Canopy Join Forces to Enhance Sustainability
AI-Crafted Banking Ads
The U.S. Bank Debuts 'The Power of Us' Campaign
Sports Equipment Rental Services
Equip is Extremely Versatile and Revolutionizes Access to Sports
Savings-Focused Youth Accounts
Absa Bank Tanzania Unveils a New Youth Savings Account
Hybrid Community Supermarkets
The After Market is a Grocery Store and a Food Pantry
Sustainable Turkish Textile Initiatives
ILO Turkiye and Ekodoku Aim to Boost Eco-Friendly Textiles
Loneliness-Combating Social Campaigns
Hinge Launches the New One More Hour Campaign and Fund
Mobile Produce Markets
GROW-on-the-GO Nourishes Communities in Food Deserts
Sustainable Funding Summits
Emerald Summit Connects Climate Innovators with Impact Investors
Blockchain-Powered Credit Unions
KeyPoint Credit Union Joins a Banking Innovation Program
Environmental Sustainability Business Initiatives
Butterfly Pavilion Organized a Special Coalition
Insightful Fraud-Battling Initiatives
TPAY Addresses Fraud in Mobile Payments
Effective Credit-Building Apps
Kikoff Relies on Targeted Financial Tools to Help Individuals
Social Justice Desert Campaigns
Ben & Jerry's 'Make Some Motherchunkin' Change' Campaign Debuted
AI-Driven Financial Education Games
Money Smarts Unveils AI Financial Game on Indiegogo
Fashion Collaborative Sneaker Models
CLOT and adidas Join Forces Once Again on a SS24 Series
Meme-Inspired Bitcoin Debuts
DogeLend Generates Significant Interest with Its Innovative Presale
Small Business Grants Program
eBay Kicks Off Its Fifth Annual Up & Running Grants Program
Localized Enterprise Programs
Unilever Introduced a Suppliers’ Recruitment Drive in Thailand
Marketing Social Advocacy Tools
Nut Tree Helps Smaller Brands Boost Their Presence
Textile Recycling Supply Chains
Fashion Takes Action Releases an Eco-Conscious Textile Guide
Student-Specific Real-World Freelance Projects
Upwork Partners with Podium Education
Youth-Focused Financial Literacy Guides
Lakefront Finance Targets Gen Alpha, Gen Z & Millennials
Eco-Conscious Product Lines
Birla Cellulose Designs a Sustainable Apparel Line with Ka-Sha
Farming Investment Funds
Lotus Foods Secured Substantial Funding from Grounded Capital
Personal Shopping Assistants
Klarna Debuts a More Personalized Shopping Feature Dubbed Ask Klarna
BNPL-Backed Credit Cards
Klarna Debuts a New Credit Card with Maximized Savings and 10% Cash Back
Office-Transformed Co-Living Spaces
HUB & Bridges Fund Management Present its Cornerstone Project
Sustainable Textile Industry Practice
Soorty Introduces the Soorty Regenagri Initiative (SRI)
Immigrant-Supporting AI Finance Apps
Lola4i is Leap Financial's AI Tool for Immigrant Support
Public Investment Opportunities
Steeped Coffee Offers a Unique Investment Opportunity
Social Good Computer Drives
Digitunity Partners with OBAE to Address Technological Barriers
Supportive Female Entrepreneur Scholarships
Swerve Boasts the Swerve(HER) Elevation Scholarship
Sustainable Finance Accelerators
Commerzbank Taps Tenity for a New Sustainable Finance Accelerator
Social Connection-Focused Initiatives
Meals on Wheels America Combats Loneliness Among Seniors
Youth Education Partnerships
FP Markets and Cricket Brasil Debuted a Youth Development Initiative
Musician Mentoring Programs
The Gibson Generation Group Cultivates Youth Talent
Inclusive Social Housing Projects
Peris + Toral Arquitectes Design 85 Social Dwellings in Cornellà
Youth Intern Social Stunts
Louis Vuitton Hires a 13 Year Old Intern After Sketches Went Viral
Anniversary-Celebrating Nonprofit Partnerships
LILYSILK Engages in Philanthropic Partnerships
Digital Gifting Platforms
On Me Makes the Traditional Gift Card Experience Modern & Personal
Empowering Soccer-Inspired Campaigns
Gatorade Has Partnered with Renowned Soccer Icons
Upgraded Crowdfunding Platforms
Kickstarter Now Allows Users to Pledge for a Campaign Late
At-Risk Youth-Targeted Initiatives
Victoria's Secret Notes Its Work with Pacific Links Foundation
Disaster Relief-Supporting Pr Initiatives
Publicity for Good Supports Hurricane Helene Relief
Entrepreneurial Mentorship platforms
GrowthMentor Connects Individuals for 1:1 Support
Credit Score Health Tools
DailyPay's Credit Health Feature Helps Support Financial Wellness
Junk Removal Financing Options
Jiffy Junk Has Introduced a Financing Program
Financial Literacy Platforms
Secret U Supports Gen Z Women with Free Tools for Financial Success
Niche Community Builders
Socially is the Community Builder Platform for Niche Creators Everywhere
SaaS Influencer Marketing Tools
Beeing Social Launches 'Buzz Bee Buzz' for Influencer Marketing
Billboard-Transformed Tent Shelters
Wunderman Thompson Morocco Creates the Life-Saving Outdoors
Cryptopunk NFT Collections
gmoney Secured a $1,000,000 USDC Loan Against His Ape Punk #8219
Supportive Entrepreneurial Communities
The Zenpreneur Community Provides Resources and Support
Beginner Business Wisdom
Beginner Maps Uses Insights From Experts to Help New Businesses Thrive
Professional Community Platforms
LinkedIn is Targeting Gen Z Professionals with its New Campaign
Sustainable Idol-Finding Apps
Maharashtra Pollution Control Board Unveils a New Ganesha App
Millet-Based Healthy Snacks
Govindjee Unveils a New Selection of Millet-Based Products
Supportive Startup Growth Metrics
Gilion Helps Founders Plan for Their Future
B2B Referral Marketplaces
Frentro is a Marketplace Connecting Businesses with Clients
Integrated Business Banking Tools
PennyFlo Streamlines Financial Management for Businesses
Network-Connecting AI Solutions
Village AI Connect with Your Network to Close Deals
Social Isolation-Combating Platforms
TimeBank by Healthfirst Foundation Has Debuted a New Platform
Connective Non-Profit Funding
Wingtap Connects Users with Charities in Need of Fund
Nutrition Brand Investment Rounds
Squared Circles Plans to Launch Five Brands in the Near Future
Flexible Loan Services
Lana Digital Introduces the Revolving Line of Credit in Mexico
Explorative Entrepreneur Ideas
Hustle Momumtum Invites You to Discover and Launch Side Hustles
Social Good Brand Practices
Dignity Coconuts Positions Itself to Combat Human Trafficking
Digital Community-Branded Product Lines
The Girl Math Gang Debuts New Product Offerings
Award-Winning Fundraising Platforms
Pledge is Utilized by Companies, Nonprofits, and Individuals
Circular Garment Repair Services
Nanushka Launches a Garment Repair Service with Sojo
Enhanced Australian Lendtech Firms
Grapple Invested into its Financier Platforms with AI Tools
Pre-Launch B2B Startup Apps
Faindrr Focuses on Growth and Connections Between new Startup Founders
Flexible Payment Features
Jifiti Has Introduced Tap Now, Pay Later™ Technology
Australian Fintech Lending Tools
BeforePay Group Launched 'Carrington Labs' for B2B Lending
Intellectually Stimulating Social Media
Maven Goes Back to Basics with Traditional Algorithms
Sustainable Water Equity Funds
Candriam Unveils a New Water Conservation Fund for Businesses
Travel Rewards Platforms
Hostel Hop Unites Travelers with Rewards, Insights, and Engagement
Community Borrowing Apps
Borrow Encourages Neighbours to Interact and Share
Membership-Based Community Engagement
The Lamp App Uses Technology to Promote Community Giving
Shared Kitchen Initatives
Metro & Food Banks of Quebec Address Food Insecurity
Simplified Youth Savings
Dive Money is a Savings App for Gen z, Offering Interest on Deposits
Sustainable Barley-Growing Systems
Chivas Brothers Unveils a New Sustainable Agriculture Program
Blood Center Campaigns
Markham Yard Releases the Blood Center Campaign to Inspire Donations
Mental Health Community Engagement
OOt Social Health Recently Launched Its Application
Friendship-Focused Finance Agreements
'Friends Over Money' Let's You Make Agreements with Friends
Youth-Oriented Arts Camps
QNB is Set to Unveil an Eco-Friendly Arts Camp for Kids 4-14
Social Media Lead Generation
IgLeadGen Helps People Find and Target Leads for Business
In-Person Community Builders
Spon Empowers People to Build Up Their Communities
Efficient Personalized Idea Newsletters
Sofon Curates Personalized Insights From Numerous Sources
Entrepreneurial Community Building
VenturePals Steps in to Help Solo Entrepreneurs Find Community
Morocco-Based Card Programs
Citibank Partners with Mastercard to Launch a Commercial Card Program
Entrepreneur-Specific Global Hubs
Endeavor Has Launched a New Global Hub in London
Local Economic Growth Initiatives
Hershey's is Supporting Village Savings and Loan Associations
Growth-Based Marketing Platforms
Crowdtiv Connects Mentors and Mentees to Grow Businesses
Toxin-Free Product Marketplaces
Likha Collab Highlights Eco-Conscious Brands from the Phillipines
B2B Credit Decision Tools
Krebit Streamlines the Financial Process for Credit Card Applicants
Youth-Focused Non-Profit Programs
In Tandem's Youth Voice Fellowship Offers Paid Opportunities
Boomer-Style Rent Giveaways
Koala Introduces the 'Boomer Blocker' Initiative for Australians
Professional Resource Hubs
Noulej Offers Expert-Led Playbooks to Overcome Startup Growing Pains