These peer-to-peer business innovations range from share economy insurance platforms to beauty bartering services that are designed to connect vendors with consumers who are seeking convenience and affordability.
In addition to e-retailer platforms and shopping apps that close sales with the click of a button, other notable examples include P2P yard work platforms that connect homeowners with gardening enthusiasts who are looking to earn some extra cash.
Similar examples include premium car insurance platforms that allow subscribers to receive top services while sharing costs with fellow drivers. P2P pawn shops, lending platforms and secondhand exchange marketplaces round off this list of peer-to-peer business innovations. These particular businesses allow users to trade antiques, heirlooms or collectibles in exchange for monetary funds that are offered without hidden fees or interest rates.
23 Peer-to-Peer Business Innovations
23
P2P Insurance Start-Ups
'Lemonade' is a New Service That Will Operate on a Peer Lending Model
22
Beauty Bartering Platforms
'eDivv' is a P2P Marketplace for Unused Beauty Products
21
Outsourced Shopping Apps
Favor's Convenient Delivery Service Has "Runners" Shop and Deliver
20
P2P Shipping Services
PeerShip is Like the Uber of Local Shipping and Receiving
19
Overseas Shopping Networks
'Backpack' is a P2P Service That Connects Shoppers and World Travelers
18
Toy Marketplace Apps
KidsTrade is a Toy App That Allows Children to Swap Games and Goods Safely
17
Social P2P Marketplaces
'Shopee' is a Mobile P2P Marketplace That Can Import Photos from Instagram
16
Peer Marketplace Apps
'Mercari' is a Free Way to Buy and Sell Items in Japan
15
P2P Shopping Services
ShopandBox's Global Shopping Service Helps Users Aquire Items from Anywhere
14
P2P Lender Bank Collaborations
The Zopa P2P Lending Platform Partnered with Metro Bank
13
Energy-Sharing Networks
The Gridmates Platform Allows Users to Donate Energy to Their Neighbors
12
Secondhand Exchange Marketplaces
'Yerdle' Lets Its Users Earn Credits from Items They Give Away
11
P2P Yard Work Services
Yaardwork is a Recruiting Platform for Those Who Need Help With Yard Work
10
P2P Pawn Shops
Unbolted Offers Accessible Loans in Exchange for Personal Assets
9
P2P Car Insurance
Guevara Lets Groups Share Insurance in Order to Keep Claims Low
8
Reciprocal Dining Platforms
VoulezVousDiner Connects Travelers With Local Foodies Around the Globe
7
Peer-to-Peer Service Platforms
Zaarly is a Marketplace for Hiring Carpenters, Handymen and More
6
P2P Lending Platforms
The Ledge App Allows Users to Lend Money to One Another for Different Causes
5
Tailored Luxury Marketplaces
'Shop Hers' Matches Women with Similar Body Measurements and Closets
4
Neighborly Shipping Services
This P2P Shipping Network App Lets Neighbors Transport Your Cargo
3
One-Button Sales Apps
Snel's Peer-to-Peer Shopping Network Uses Facebook to Sell Textbooks
2
P2P Retailer-Locating Apps
The Etsy Local App Feature Shows You When Sellers are Nearby
1
Premium-Pooling Platforms
This P2P Car Insurance Startup Lets Groups Combine Premium Payments
Related Ideas
AI-Powered Financial Advisors
PortfolioPilot uses AI to Analyze Individuals' Economic Profiles
AI Haggling Marketplaces
AI Garage Sale Invites Shoppers to Negotiate with AI Salespeople
Viral Social Shopping Apps
The Claim App Helps Gen Z and Brands Authentically Discover One Another
Digital Creator Revenue Shifts
Newsletter Platform Beehiiv Lets Readers Set Their Own Price
Home Services E-Commerce Platforms
Go Lime Launches a New E-Commerce Platform
AI-Backed Private Payment Solutions
TODAQ's 'TAPP' Micropayments Improves Healthcare Privacy
AI-Powered Digital Banks
Revolut Introduces its Reliable AI-Powered Finance Product, Billpay
Social Commerce Platforms
21 Buttons is a Social Fashion Shopping Network
Social Commerce Apps
GIST is an App-Based Social Platform for Sharing Purchases with Friends
Innovative Home Buying Platforms
Keypr Aims to Revolutionize the Canadian Real Estate Market
Curated Live Fashion Resale
Poshmark Launches Posh Party LIVE as a New Virtual Shopping Experience
Online Mental Health Communities
'Side by Side' Offers Online Anonymous Connections for Health
AI Thrifting Assistants
ThredUp Debuts New AI Features to Enhance Consumers' Shopping Journeys
Innovative Music Streaming Services
PewPee Emerges as a Groundbreaking Music Streaming Service
Car-Specific Video Commerce
Audi and Bambuser Make a Significant Evolution in Business Strategy
Circular Fashion-Enabling Partnerships
Coach and Poshmark's Collaboration Makes Buyer Resale Easy
Record-Breaking Rental Pop-Ups
P2P Rental Platform By Rotation Has a Five-Storey Space in London
AI-Powered Digital Employees
Product Genius Transforms How Small Businesses Connect with Customers
Ride-Hailing App Expansions
Uber and Turo Partner to Offer Vehicle Rentals to Uber Rent
AI-Powered Finance Trackers
TotallyMoney and Bud Financial Launch an AI-Powered Payments Tracker
Social Shopping Apps
Locker Helps Users Organize, Share, and Earn from Online Wishlists.
Integrated Influencer Marketing Platforms
SocialTalk Helps Users Discover, Track, and Connect
AI Customer Experience Softwares
PeppercornAI Launches a New Software as a Service (SaaS) Product
Pay-What-You-Want Gaming Platforms
Humble Bundle Changes Game Distribution with Flexible Pricing
AI Hiring Assistants
Peer Simplifies Hiring by Automating Interviews, Emails, and Candidate Tasks
Instant Retail Savings Platforms
formi by Patron Points Offers Universal Savings for Shoppers
Neighborly Contracting Apps
Pigybak Ride Helps Neighbors Support Neighbors with Home Projects
Idea Validating Platforms
HeadStarter Helps Entrepreneurs Discover If Their Idea Exists
Peer-Connected Support Platforms
'Togetherall' Offers a Safe Online Community for Mutual Support
IoT-Connected Traffic Beacons
This Traffic Beacon Concept Changes According to Needs
Supportive Entrepreneur Communities
Ooutliers Shares Insights From Successful Startups
AI-Powered Creator Review Platforms
PAIR by Pearpop Helps Brands Vet & Evaluate Pairings at Scale
Social Marketplace Updates
Instagram Launches a Marketplace to Better Connect Brands and Creators
Tech-Powered Business Solutions
Apple Business Connect Leverages the Brand's User Base
Car Rental Partnerships
Turo & Hopper Join Forces to Revolutionize Car Booking in Travel Industry
Pioneering Secondhand Search Engines
Beni Dominates Resale Marketplace with Innovative App
Brand Photography Marketplaces
VSCO Unveils a New Marketplace for Photographers to Find Work
Youth-Focused Therapist Networks
'Zencare' Connects Patients with Vetted Therapists Without Hassle
Social Shopping Networks
Stage TEN Empowers Creators to Build Their Own Live Shopping Channel
Real Estate Recommendation Platforms
KeyCrew Debuts a Real Estate Services Recommendation Platform
Rewarding Money Apps
Shakepay Has an Innovative Reward System for Digital Currencies
AI Startup Pitch Assistants
PitchBob.io Helps Entrepreneurs Refine and Hone Their Pitches
Simplified Payment Platforms
Alternative Payments Has Introduced DPMax, an Open Banking Platform
Entrepreneur-Focused Online Marketplaces
Agora Exchange Caters to the Need of Creatives and More
Interpersonal Colleague Review Platforms
The 'Fordi' Web Platform Allows for Anonymous Feedback
Building-Specific Charging Cooperatives
Elby Introduces a Solution for Charging Electric Cars
Third-Party Artisanal Marketplaces
Michaels Launches the MarkerPlace Alternative Marketplace
Insightful Fraud-Battling Initiatives
TPAY Addresses Fraud in Mobile Payments
Simplified Business Transaction Platforms
Aurora Payments Has Introduced a New Payment Platform
Car Transfer Service Apps
Andersen Collaborated with a Ride-Sharing Provider on This New Product
Digital Business Card Platforms
Digital Business Card Claims to Offer an Eco-Friendly Approach
Battery Rental Services
Swobbee Launches an Online Marketplace for Rental Batteries
Idea-Testing Startup Tools
Startup Idea Tester Streamlines the Early Stages of a Business
Frictionless QR-Based Resale Features
eBay is Introducing the New 'Resell on eBay' Feature
Personalized Retail Media Networks
Thrive Market Collaborates with Instacart on a New Network
Student-Specific Real-World Freelance Projects
Upwork Partners with Podium Education
Problem-Based Website Ideas
Painkiller Ideas Offers a Database of Real Consumer Problems
3D-Powered Furniture Retailer Networks
The 3D Cloud Network Introduces a Streamlined Solution
AI-Powered Business Discoveries
Yelp Unveils a New AI Assistant and 'Project Ideas' Feature
AI-Powered Wellness Delivery Services
'Localposh' Anticipates Products and Services for You
App-Based Grocery Discounts
Olio and Gander Introduce a New Deals Section on its Mobile App
Affordable Lifestyle Directories
'I Have This Friend' Makes Aspirational Living More Accessible
P2P Clothing Rental Platforms
Sizters: Rent & Lend Fashion Provides Luxury Wardrobes to Rent
Pre-Loved Clothing Platforms
Zara is Expanding its Pre-Owned Platform for Eco-Shopping
Car Dealer-Targeted Software-As-A-Service Platforms
Curbee Helps Car Dealers and Manufacturers
Interconnected Messaging Ecosystems
Whatsapp to Introduce Support for Messages Third-Party Apps
Savvy Personal Finance Platforms
'Savewise' Personal Finance Tools Helps Maximize Every Dollar
Cyber Risk Solutions
BOXX Insurance Partners with Zurich Insurance Group on a New Innovation
AI-Powered Search Features
Shop Premium Outlets Enhances its Online Shopping with AI-Powered Tools
Bill-Splitting Apps
SplitParty Helps Friends Keep Bills Fair and Organized
Effortless Group Payment Tools
Tabbit Splits Bills Easily with Payment Links Via Any Messaging App
AI-Assisted Car Shopping Apps
The CoPilot App Eliminates Barriers in Digital Car Shopping
Hyper-Local Gifting Communities
On the Buy Nothing Project App, Everything is Given Freely
Meaningful Connection Platforms
Livebeam Wants to Connect Like-minded People in an Online Space
Retailer-Backed Reseller Platforms
IKEA Preowned Helps Consumers Sell Their Housewares
Connected QR Code Services
YPB Launched 'ConnectQR' as a Module in its SaaS Platform
Pocket Concierge Apps
The Scene Matches Users to Restaurants, Bars, Clubs & Cafes
Healthcare Payment Platforms
OneBill Partners with Healthcare Providers on Payment Solutions
Plant-Based Retail Platforms
Earth Pass Connects Eco Consumers and Vegan Brands
Interest-Based Matchmaker Apps
Wana Matches People Based on Shared Interests
Entrepreneurial Mentorship platforms
GrowthMentor Connects Individuals for 1:1 Support
Retail-Forward AI Tools
PicoNext’s AI Tool Creates Digital Product Passports
Community-Driven Product Feedback
Peerfecter Facilitates Honest Feedback on Ideas and Products
AI Content Licensing Platforms
'TollBit' Aims to Be an Early Adopter in AI Music Licensing
Luxury Bridal Rental Platforms
P.S. Bridal Rental Lets Brides Rent Out Their Own Wedding Dresses
Social E-Commerce Platforms
TikTok is Launching a New E-Commerce Platform for Consumers
Couple Investment Platforms
Plenty is a Tool Revolutionizing Investment for Modern Couples
SaaS Influencer Marketing Tools
Beeing Social Launches 'Buzz Bee Buzz' for Influencer Marketing
Property Value AI Platforms
Plunk and Milestones Team Up to Share AI-Powered Real Estate Analytics
Group Coaching Platforms
Coaching.com Has Unveiled an Upgraded Version of Its Platform
PWYW Learning Platforms
Heights Platform Introduces Flexible Pricing for Educational Content
Localized Networking Platforms
Presence Connects Users with Like-Minded Individuals Nearby
Flexible Coliving Platforms
The 'Coliving' Platform Helps Workers Find an All-Inclusive Place
Dynamic Interest Social Platforms
Palette Let's People Curate Their Likes However They Please
Social Proof Enhancement Tools
Proofify Boosts Businesses with Compelling Content and Reviews
Genuine Connection Platforms
Youmetalks Prioritizes Authentic Connection in a Digital Age
Integrated Pallet Sell-Off Programs
PalletTrader Upgrades Its PalletTrader+ Managed Services
B2B Referral Marketplaces
Frentro is a Marketplace Connecting Businesses with Clients
Aesthetics Treatment Platforms
PatientFi Launched 'PRIVI' for Non-Invasive Aesthetics Memberships
Democratized Financial Service Tools
Plaid Aims to Make Financial Services More Accessible
Integrated Business Banking Tools
PennyFlo Streamlines Financial Management for Businesses
Network-Connecting AI Solutions
Village AI Connect with Your Network to Close Deals
Social Isolation-Combating Platforms
TimeBank by Healthfirst Foundation Has Debuted a New Platform
Subscription-Based ROI Codes
Cashfree Payments and NPCI Team Up to Launch 'AutoPay on QR'
Comprehensive Business Loyalty Solutions
BusinessQR Helps Brands Build Customer Loyalty
Social Engagement Platforms
Perspik Provides an Online Space for Thoughtful Engagement
Modern Business Card Scanners
Spreadly Scan Brings Networking to the Modern Age
Explorative Entrepreneur Ideas
Hustle Momumtum Invites You to Discover and Launch Side Hustles
Global P2P Transfer Services
Eco Inc Unveils Beam, a P2P Crypto Transfer Service
Person-To-Person Vehicle Transaction Platforms
DealNow Streamlines Person-To-Person Transactions
Mobile Artwork Purchasing Platforms
The 'Cohart' Platform Supports Modern Art Buyers and Sellers
Anonymous Gratitude-Exchanging Platforms
'A Little Optimism' Let's People Share Weekly Gratitudes
Musician-Connecting Platforms
BandMatch Helps People Discover Nearby Musicians to Create Bands
Interactive Challenge Platforms
Join and Witness Online Challenges in One Place, at Tigbar
Reflective Peer Support Platforms
HOPE Connects Struggling People to Their Future Selves
Pre-Launch B2B Startup Apps
Faindrr Focuses on Growth and Connections Between new Startup Founders
Self-Service Event Promotions
Industry Dive Adds Self-Service Offerings to Include Event Promotion
Australian Fintech Lending Tools
BeforePay Group Launched 'Carrington Labs' for B2B Lending
Sustainable Battery-Swapping Stations
Zepto and Battery Smart Have Committed to Greener Deliveries
Partner Management Platforms
Partnerplace.io is Tailored for Efficient IT Industry Partnerships
Community Borrowing Apps
Borrow Encourages Neighbours to Interact and Share
Digital Income Tax Payments
PhonePe Launches a New Income Tax Payment Feature for its Customers
Professional Networking Platforms
Peerlist Helps Individuals and Businesses Create Profiles
Streamlined Task Outsourcing Platforms
Taskapron Connects Users with Skilled Professionals
Accessible Home Services Marketplaces
Urban Company Recently Made Its Platform More Accessible
Online Collaborative Tools
Professionals Can Share and Assign Tasks with Beep! 2.0
Location-Based Photo Sharing
Harbor Creates Personalized Picture Albums Through location Sharing
Entrepreneurial Journey Insights
Founder Folks Teaches You How Founders Launched Their Business
Mental Health Community Engagement
OOt Social Health Recently Launched Its Application
Friendship-Focused Finance Agreements
'Friends Over Money' Let's You Make Agreements with Friends
Cohost Homestay Networks
The Airbnb Co-Host Network Connects Hosts to Other Hosts for Assistance
In-Person Community Builders
Spon Empowers People to Build Up Their Communities
Online Poker Engagement Features
Stretch Network Confirms the Launch of Three New Features
Entrepreneurial Community Building
VenturePals Steps in to Help Solo Entrepreneurs Find Community
Collaborative Productivity Platforms
Tandemly Elevates Productivity Through Teamwork
Growth-Based Marketing Platforms
Crowdtiv Connects Mentors and Mentees to Grow Businesses
Community Social Apps
Beezle Social Keeps Users Informed Connected with Their Neighbors
Unique Urban Event Hires
London is Renting Tube Stations, Cable Cars, and Piers for Private Hire
Comprehensive Indian Payment Tools
BharatPe Unveils the Country's First All-in-One Payment Device
Collector-to-Collector Selling Features
Loupe Tech Enhances the Sport Card Collecting Experience