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Prepaid Infant Care Cards

Clean the Sky - Positive Eco Trends & Breakthroughs

InComm's First Years Wellness Card Supports Parents with Discounts

— May 9, 2018 — Lifestyle
InComm, a prepaid product and payments technology company, recently introduced the First Years Wellness Card as a health plan-sponsored program for new parents. The restricted-spend prepaid card gives parents the chance to make the most of special discounts through participating retailers in order to care for their young one in the best possible way.

The card is aimed at helping parents to access a variety of baby care essentials—like diapers, over-the-counter medications, baby food formulas and more—while also allowing health plan providers to incentivize members to make purchases. Ultimately, David Vielehr, senior vice president and general manager of InComm Healthcare & Affinity, notes that "In the long run, this will help lower healthcare costs for both families and health plan providers."
Trend Themes
1. Prepaid Infant Care - Disruptive innovation opportunity: Create innovative prepaid products and services tailored specifically for infant care, offering convenience and discounts for parents.
2. Health Plan-sponsored Programs - Disruptive innovation opportunity: Develop unique health plan-sponsored programs that encourage members to make purchases while providing them with special discounts and incentives.
3. Restricted-spend Prepaid Cards - Disruptive innovation opportunity: Design prepaid cards with restricted spending capabilities to control and optimize expenses in specific domains like baby care, enabling cost reduction for families and health plan providers.
Industry Implications
1. Prepaid Product and Payments Technology - Disruptive innovation opportunity: Implement advanced payment technologies to create prepaid products that cater to the needs of new parents, offering convenience and financial management tools.
2. Baby Care Retailers - Disruptive innovation opportunity: Collaborate with baby care retailers to establish exclusive partnerships that provide special discounts and benefits for parents using health plan-sponsored prepaid cards.
3. Healthcare & Affinity - Disruptive innovation opportunity: Explore the intersection of healthcare and affinity programs to develop customized prepaid solutions that address the unique needs of new parents.
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