Ideas
Explore the world's #1 largest database of ideas and innovations, with 476,511 inspiring examples.
Trend Reports
Discover why 1,283 brands rely on our AI-powered Trend Reports to get better, faster insights.
Newsletter
Join 304,143 subscribers who rely on our weekly newsletter to keep up with need-to-know trends and insights.
How to Hunt
Learn more about how to hunt megatrends, ideas, patterns and opportunity.
Consumer Insights
Uncover major shifts and emerging opportunities with our exclusive PRO research.
Trend Reports
Discover why 1,283 brands rely on our AI-powered Trend Reports to get better, faster insights.
Newsletter
Join 304,143 subscribers who rely on our weekly newsletter to keep up with need-to-know trends and insights.
How to Hunt
Learn more about how to hunt megatrends, ideas, patterns and opportunity.
Advisory & Services
Accelerate innovation and ignite disruptive thinking with our award-winning programs and research.
Trend Reports
Get fast, customized trend reports, presentations and deep dives 20x faster than traditional research.
Plans
Get started today with a free consultation, our self-serve tools, or a dedicated program.
Articles & Magazine
Get inspired with our 4,231 innovation strategy articles, keynote, videos and innovation tools.
Innovation Awards
Trend Hunter’s Innovation Strategy Awards recognize the best innovation tactics gathered from our interviews with some of the world's most notable business leaders, authors and change makers.
Advisory & Services
Accelerate innovation and ignite disruptive thinking with our award-winning programs and research.
Innovation Assessment
Enhance your innovation potential with a deeper understanding of your unique innovation archetype and how your organization benchmarks.
FuturistU
Prepare for the years ahead with 100+ lessons, tactics, tools and frameworks with our full learning database.
Innovation Books
Join 20,000,000 people getting better and faster with our New York Times Bestselling books and keynote videos.
Jeremy Gutsche
Ignite your event or virtual event with our CEO, a NY Times Bestselling Author and one of the top innovation keynote speakers.
Our Team of Speakers & Virtual Presenters
Inspire your group with our most popular speakers on innovation, trends, change and futurism.
Custom Training & Events
Bring the Future Festival experience directly to your team or co-hosted custom event.
Custom Masterclasses
Join the world's leading brands who leverage our custom programs to accelerate innovation.
FuturistU 5-Day Program
Become a Futurist with our immersive 5-Day program at Future Festival World Summit.
Online eLearning
Learn the fundamentals of futurism and trends with 100+ online courses about innovation.
How to Hunt
Learn more about how to hunt megatrends, ideas, patterns and opportunity.
Contact
Get in touch to learn more, ask a question or submit a tip.
About Us
Learn more about Trend Hunter and how we accelerate innovation.
Follow-Us
Join our 3,500,000 social media followers, on the cutting edge.
How to Hunt
Learn more about how to hunt megatrends, ideas, patterns and opportunity.
FAQ
Get answers to common questions about Trend Hunter.
Community
Stay on the cutting-edge with the help of the Trend Hunter community.
Team
Meet the team trusted by hundreds of leading businesses worldwide.
Jobs
Find opportunities to accelerate your career with the #1 Trend Firm.
News
Catch up on noteworthy Trend Hunter news and media mentions.
Join
Build a portfolio and put your trend-spotting abilities to the test.
Advertising
Supercharge your marketing by partnering with Trend Hunter.
Portfolio
Visit your public portfolio and browse your past articles.
Add a Trend
Write up an article and showcase your trend-spotting skills.
My Trends
Edit your articles and see how they stack up on the leaderboards.
Settings
Edit your profile, connect your social media accounts, and more.
Add a trend, customize your dashboard, or track topics.
Future Festival
Innovation Events
Join the world's top innovators at our in person events.
Free Webinars
Learn to innovate through chaos, navigate the new normal and maintain work culture from home.
Custom Training & Events
Bring the Future Festival experience directly to your team or co-hosted custom event.
Search our database of 476,511 cutting edge ideas.

Bank-Backed Financial Initiatives

Clean the Sky - Positive Eco Trends & Breakthroughs

Wells Fargo is Supporting Customers Amid the COVID-19 Pandemic

— July 13, 2020 — Business
Wells Fargo is helping personal and small business cardholders who have been negatively affected by the COVID-19 pandemic by offering new policies. The financial institute is giving consumers up to three months to defer payments and will waive interest during the period. In addition, any annual fees will also be waived during the time period. These deferments will not affect promotional rate credit cards and cardholders can continue making purchases with the card if the account is in good standing.

Is it worth noting, these programs may not be offered to customers who are already using a COVID-19 relief deferment, customers in a different hardship plan with the same account, customers who have settled a debt with the account and are repaying the balance, or customers with accounts that have been charged-off.

Image Credit: Shutterstock, Wells Fargo
Trend Themes
1. Financial Relief Initiatives - Financial institutions can implement policies to offer relief and waive fees for customers impacted by unforeseen events like COVID-19
2. Deferred Payment Options - Providing customers with options to defer payments for a certain period while waiving associated fees can offer relief and maintain customer loyalty
3. Flexible Promotional Programmes - Creating exclusive opportunities for customers in good standing to continue their promotional programs despite deferments can maintain customer satisfaction and loyalty
Industry Implications
1. Financial Services - Financial institutions can implement policies to offer relief and waive fees for customers impacted by unforeseen events like COVID-19
2. Credit Cards - Issuers can offer deferred payment options and waive associated fees to offer relief to customers struggling with financial obligations
3. Small Business Services - Small business lenders can implement loan modification policies to offer immediate relief to businesses hit hard by factors like COVID-19
0.6
Score
Popularity
Activity
Freshness