AI-Backed Private Payment Solutions

TODAQ Micro Inc., a fintech company specializing in micropayments, has recently introduced its TAPP service (Tap-and-Privately-Pay) and TAPP Conversational Checkout. TAPP is a low-code software payment solution that facilitates instant, one-tap payments for digital content and services without necessitating a subscription sign-up or account login from the customer. This innovative service is designed to streamline the payment process, making it more efficient and user-friendly. TODAQ also noted that the service can revolutionize patient care, simplifying payment processes for older patients, such as from the Boomer and Gen X generations. The TAPP Conversational Checkout feature represents a first in the AI market, offering AI sales concierges that interact with customers in their language, search for requested items, display the content or service within the chat, and enable instant payment and receipt of the product or service.

TAPP’s technology, powered by the open-source TODA file technology, aims to eliminate traditionally high transaction costs. Developed over six years of extensive R&D in collaboration with institutions such as Cambridge University’s Centre for Redecentralisation, University College London (UCL), and ARM Technologies, TAPP allows for economic feasibility in micro-transactions. This breakthrough is expected to significantly impact digital healthcare, education, entertainment, sports, and media by enabling a pay-as-you-go model that is both cost-effective and convenient for users.