Josslin Insurance Protects Ebike Riders From Liability and Damages
Justin Lam — September 6, 2018 — Tech
References: josslin
While e-bike insurance may not be necessary to ride, Josslin Insurance wants to ensure riders are covered for any eventuality. Available as part of homeowners, condo or tenants policy, this insurance plan is geared specifically towards e-bikes and generally covers injury to the rider, liability, property damage caused by the bike, and physical damage to the bike itself. Josslin Insurance currently offers its e-bike coverage in Ontario, Canada and therefore structures its conduct under the provincial government's regulations on e-bikes.
To qualify for Josslin Insurance all e-bikes must have steering handlebars and functioning pedals, an electric motor that doesn't exceed 500w and does not produce speed excess of 39 km/h. The e-bikes must also not be operated on any 400 series highways and cannot be modified in any way.
To qualify for Josslin Insurance all e-bikes must have steering handlebars and functioning pedals, an electric motor that doesn't exceed 500w and does not produce speed excess of 39 km/h. The e-bikes must also not be operated on any 400 series highways and cannot be modified in any way.
Trend Themes
1. E-bike Insurance - Offering e-bike insurance coverage as part of homeowners, condo, or tenants policies presents opportunities for insurance companies to tap into the expanding e-bike market.
2. Province-regulated Insurance - Structuring insurance policies according to provincial government regulations presents opportunities for insurance companies to cater to unique regional needs and requirements.
3. E-bike Safety - Promoting e-bike insurance and complying with government regulations can help promote e-bike safety, presenting opportunities for insurance companies to position themselves as champions of safer roads.
Industry Implications
1. Insurance - Insurance companies can tap into the expanding e-bike market and cater to unique regional needs by offering e-bike insurance and adhering to government regulations.
2. E-bike Manufacturing - Partnering with insurance companies to offer e-bike insurance coverage can provide manufacturers with a unique selling point, positioning their products as safer options for consumers.
3. Transportation - Promoting e-bike safety through insurance coverage and regulatory compliance can help create a safer transportation landscape for e-bike riders, thereby increasing the utilization of e-bikes as a viable mode of transportation.
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